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Eagle Bancorp EGBN Bank Owned Life Insurance

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Other financials

Income statement

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Revenue$76.4M+3.4%
Net income$14.7M+779%
EPS (diluted)$0.48+700%

Balance sheet

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Cash & equivalents$579.4M-14.4%
Total debt$111.0M-90.1%
Total equity$1.1B-8.0%
Total assets$10.0B-12.0%

Cash flow

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Operating cash flow$14.9M-65.6%
CapEx$587.0K+325%
Free cash flow$14.3M-66.8%

Valuation

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Market cap$861.81M+64.7%
Enterprise value$393.49M-59.6%
P/S2.9×+1.1×

Profitability

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Net margin-41.4%
FCF margin53.8%+5.9pp

Returns & leverage

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Return on equity-10.5%
Debt / equity0.1×-0.8×

Where this comes from

Reported directly by Eagle Bancorp in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsurance.

The official record: Eagle Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Eagle Bancorp's bank owned life insurance?
Eagle Bancorp (EGBN) reported bank owned life insurance of $339.84M in Q1 2026.
How has Eagle Bancorp's bank owned life insurance changed year-over-year?
Eagle Bancorp's bank owned life insurance increased by 6.2% year-over-year, from $320.06M to $339.84M.
What is the long-term trend for Eagle Bancorp's bank owned life insurance?
Over 5 years (2020 to 2025), Eagle Bancorp's bank owned life insurance has grown at a 34.3% compound annual growth rate (CAGR), from $76.73M to $335.18M.
What does bank owned life insurance mean?
This represents the cash surrender value of life insurance policies purchased by the bank on the lives of its key employees or officers. The bank is the beneficiary of these policies, which are used to offset the costs of employee benefit plans. It serves as a tax-advantaged asset that provides stable, long-term returns.