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City Holding Company CHCO Bank Owned Life Insurance

Bank Owned Life Insurance at other companies

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Other financials

Income statement

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Revenue$79.2M+6.3%
Net income$31.7M+4.6%
EPS (diluted)$2.20+6.8%

Balance sheet

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Cash & equivalents$299.0M-22.3%
Total debt$150.0M0.0%
Total equity$794.4M+5.0%
Total assets$6.8B+2.1%

Cash flow

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Operating cash flow$38.0M+20.6%
CapEx$726.0K+187%
Free cash flow$37.3M+19.3%

Valuation

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Market cap$1.85B-1.8%

Profitability

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Net margin41.4%+1.5pp
FCF margin42.2%-1.4pp

Returns & leverage

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Return on equity17%+0.6pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by City Holding Company in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsurance.

The official record: City Holding Company’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is City Holding Company's bank owned life insurance?
City Holding Company (CHCO) reported bank owned life insurance of $124.98M in Q1 2026.
How has City Holding Company's bank owned life insurance changed year-over-year?
City Holding Company's bank owned life insurance increased by 2.7% year-over-year, from $121.74M to $124.98M.
What is the long-term trend for City Holding Company's bank owned life insurance?
Over 5 years (2020 to 2025), City Holding Company's bank owned life insurance has grown at a 1.0% compound annual growth rate (CAGR), from $118.24M to $124.37M.
What does bank owned life insurance mean?
Bank Owned Life Insurance (BOLI) represents life insurance policies purchased by the bank on the lives of key employees, where the bank is the beneficiary. The cash surrender value of these policies is recorded as an asset, providing a tax-advantaged method to offset the costs of employee benefit programs. It serves as a long-term financial instrument that contributes to non-interest income through tax-deferred growth.