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QCR Holdings QCRH Bank Owned Life Insurance

Bank Owned Life Insurance at other companies

City Holding Company logo
City Holding CompanyCHCO
$124.98M+2.7%
Origin Bancorp logo
Origin BancorpOBK
$41.97M+2.3%
Customers Bancorp logo
Customers BancorpCUBI
$306.93M+2.8%
WaFd, Inc. logo
WaFd, Inc.WAFD
$279.1M+2.9%
Valley National Bank logo
Valley National BankVLY
$740.41M+1.0%
Columbia Banking Systems logo
Columbia Banking SystemsCOLB
$1.22B+74.4%

Other financials

Income statement

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Revenue$90.4M+17.6%
Net income$33.4M+29.4%
EPS (diluted)$1.99+30.9%

Balance sheet

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Total debt$2.0M-4.9%
Total equity$1.1B+9.7%
Total assets$9.6B+5.9%

Cash flow

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Operating cash flow$4.4M+224%
CapEx$12.3M+34.7%
Free cash flow-$7.9M+37.8%

Valuation

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Market cap$1.59B+18.6%

Profitability

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Net margin35.2%+2.2pp
FCF margin93.7%-22.1pp

Returns & leverage

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Return on equity12.6%+0.9pp
Debt / equity0.0×

Where this comes from

Reported directly by QCR Holdings in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsurance.

The official record: QCR Holdings’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is QCR Holdings's bank owned life insurance?
QCR Holdings (QCRH) reported bank owned life insurance of $113.77M in Q1 2026.
How has QCR Holdings's bank owned life insurance changed year-over-year?
QCR Holdings's bank owned life insurance increased by 3.3% year-over-year, from $110.1M to $113.77M.
What is the long-term trend for QCR Holdings's bank owned life insurance?
Over 5 years (2020 to 2025), QCR Holdings's bank owned life insurance has grown at a 13.3% compound annual growth rate (CAGR), from $60.59M to $112.94M.
What does bank owned life insurance mean?
This represents the cash surrender value of life insurance policies purchased by the bank on the lives of key employees or officers. The bank is the beneficiary, and the policy serves as a tax-advantaged investment vehicle to offset the costs of employee benefit plans. It is a stable, long-term asset that provides non-interest income through policy growth.