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Eagle Bancorp EGBN Provision (Benefit) For Unfunded Commitments

Provision (Benefit) For Unfunded Commitments at other companies

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Mid Penn BancorpMPB
-$54K-170%
Great Southern Bancorp logo
Great Southern BancorpGSBC
-$931K-168%
CVB Financial logo
CVB FinancialCVBF
$500K0.0%
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Great Southern BancorpGSBC
-$931K-168%
Hancock Whitney Corporation logo
Hancock Whitney CorporationHWC
$13.17M+25.9%
MetroCity Bankshares logo
MetroCity BanksharesMCBS
$56K-52.5%

Other financials

Income statement

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Revenue$76.4M+3.4%
Net income$14.7M+779%
EPS (diluted)$0.48+700%

Balance sheet

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Cash & equivalents$579.4M-14.4%
Total debt$111.0M-90.1%
Total equity$1.1B-8.0%
Total assets$10.0B-12.0%

Cash flow

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Operating cash flow$14.9M-65.6%
CapEx$587.0K+325%
Free cash flow$14.3M-66.8%

Valuation

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Market cap$861.81M+65.6%
Enterprise value$393.49M-59.1%
P/S2.9×+1.1×

Profitability

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Net margin-41.4%
FCF margin53.8%+5.9pp

Returns & leverage

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Return on equity-10.5%
Debt / equity0.1×-0.8×

Where this comes from

Reported directly by Eagle Bancorp in its filing.

Tagged under the XBRL concept egbn:ProvisionBenefitForUnfundedCommitments.

The official record: Eagle Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Eagle Bancorp's provision (benefit) for unfunded commitments?
Eagle Bancorp (EGBN) reported provision (benefit) for unfunded commitments of $1.78M in Q1 2026.
How has Eagle Bancorp's provision (benefit) for unfunded commitments changed year-over-year?
Eagle Bancorp's provision (benefit) for unfunded commitments increased by 499.0% year-over-year, from $297K to $1.78M.
What is the long-term trend for Eagle Bancorp's provision (benefit) for unfunded commitments?
Over 3 years (2022 to 2025), Eagle Bancorp's provision (benefit) for unfunded commitments has grown at a 4.1% compound annual growth rate (CAGR), from -$1.48M to -$1.67M.
What does provision (benefit) for unfunded commitments mean?
This metric represents the adjustment to net income for changes in the reserve established for potential losses on off-balance sheet credit commitments. It reflects management's assessment of the credit risk associated with undrawn lines of credit and other lending obligations. A benefit indicates a reduction in the required reserve, while a provision indicates an increase due to heightened credit risk expectations.