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SB Financial Group SBFG Provision For Unfunded Commitments

Provision For Unfunded Commitments at other companies

Bar Harbor Bankshares logo
Bar Harbor BanksharesBHB
-$650K
Bar Harbor Bankshares logo
Bar Harbor BanksharesBHB
-$650K
Home Bancorp logo
Home BancorpHBCP
-$268.75K-1,114%
Eagle Bancorp logo
Eagle BancorpEGBN
$1.78M+499%
Eagle Bancorp logo
Eagle BancorpEGBN
$1.78M+499%
Eagle Bancorp logo
Eagle BancorpEGBN
$1.78M+499%

Other financials

Income statement

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Revenue$17.9M+4.5%
Net income$4.5M+16.7%
EPS (diluted)$0.72+20.0%

Balance sheet

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Cash & equivalents$138.2M+73.9%
Total debt$17.0M-55.7%
Total equity$146.7M+9.8%
Total assets$1.6B+9.0%

Cash flow

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Operating cash flow$6.8M
CapEx$366.0K-30.7%
Free cash flow$6.5M

Valuation

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Market cap$169.21M+31.1%
Enterprise value$48.1M-45.4%
P/E10.1×-0.7×
P/S2.5×+0.4×

Profitability

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Net margin24.5%+5.3pp
FCF margin33.7%

Returns & leverage

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Return on equity12%+2.7pp
Debt / equity0.1×-0.2×

Where this comes from

Reported directly by SB Financial Group in its filing.

Tagged under the XBRL concept sbfg:ProvisionForUnfundedCommitments.

The source filing: SB Financial Group’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 3:23 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001213900-26-086100
($ in thousands, except per share data)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Total interest expense6,8666,33913,46112,432
Net Interest Income12,95412,12825,66623,407
Provision for credit losses - loans200300500674
Provision for unfunded commitments9929713310
Total provision for credit losses299597513984
Net interest income after provision for credit losses12,65511,53125,15322,423
Noninterest Income
Wealth management fees9558591,8961,723

Item 1. Financial Statements

FAQ

What is SB Financial Group's provision for unfunded commitments?
SB Financial Group (SBFG) reported provision for unfunded commitments of -$99K in Q2 2026.
How has SB Financial Group's provision for unfunded commitments changed year-over-year?
SB Financial Group's provision for unfunded commitments increased by 66.7% year-over-year, from -$297K to -$99K.
What does provision for unfunded commitments mean?
Provision For Unfunded Commitments as reported by SB Financial Group, Inc..

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