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Employers Holdings EIG Insurance Operations — Adjusted book value per share

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Other financials

Income statement

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Revenue$207.6M+2.5%
Net income$10.2M-20.3%
EPS (diluted)$0.520.0%

Balance sheet

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Cash & equivalents$153.1M+52.5%
Total debt$128.8M+3,289%
Total equity$866.5M-19.4%
Total assets$3.4B-3.4%

Cash flow

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Operating cash flow$2.2M-84.9%
CapEx$900.0K+80.0%
Free cash flow$1.3M-90.8%

Valuation

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Market cap$888.87M-8.6%
Enterprise value$864.57M-4.6%
P/E20×+9.0×
P/S-0.1×

Profitability

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Net margin6.9%-8.4pp
FCF margin3.8%-6.8pp

Returns & leverage

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Return on equity5.9%
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by Employers Holdings in its filing.

Tagged under the XBRL concept eig:AdjustedBookValuePerShare.

The source filing: Employers Holdings’s 10-K, filed February 26, 2026.

Filed
Feb 26, 2026, 4:53 PM EST
Fiscal year
FY2025
Accession
0001379041-26-000011
Year Ended December 31, 2025Insurance OperationsTotal
Combined ratio110.9%110.9%
Adjusted stockholder's equity:
Stockholders' equity$955.7$955.7
Deferred reinsurance gain - LPT Agreement88.088.0
Accumulated other comprehensive (income), net of tax(7.3)(7.3)
Adjusted stockholder's equity(5)$1,036.4$1,036.4
Shares outstanding20,342,13520,342,135
Adjusted book value per share(6)$50.95$50.95

Item 8. Financial Statements and Supplementary Data

FAQ

What is Employers Holdings's insurance operations — adjusted book value per share?
Employers Holdings (EIG) reported insurance operations — adjusted book value per share of $50.95 in Q4 2025.
What does insurance operations — adjusted book value per share mean?
Calculates the net asset value attributable to shareholders after adjusting for specific items like unrealized gains or losses on the investment portfolio. This metric provides a more stable and accurate representation of the company's intrinsic value compared to standard book value. Investors use it to assess the company's long-term capital growth and valuation relative to market price.

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