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Employers Holdings EIG Insurance Operations — Bad Debt

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Other financials

Income statement

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Revenue$207.6M+2.5%
Net income$10.2M-20.3%
EPS (diluted)$0.520.0%

Balance sheet

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Cash & equivalents$153.1M+52.5%
Total debt$128.8M+3,289%
Total equity$866.5M-19.4%
Total assets$3.4B-3.4%

Cash flow

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Operating cash flow$2.2M-84.9%
CapEx$900.0K+80.0%
Free cash flow$1.3M-90.8%

Valuation

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Market cap$888.87M-8.6%
Enterprise value$864.57M-4.6%
P/E20×+9.0×
P/S-0.1×

Profitability

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Net margin6.9%-8.4pp
FCF margin3.8%-6.8pp

Returns & leverage

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Return on equity5.9%
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by Employers Holdings in its filing.

Tagged under the XBRL concept eig:BadDebtExpense.

The source filing: Employers Holdings’s 10-Q, filed May 1, 2026.

Filed
May 1, 2026, 4:17 PM EDT
Fiscal quarter
Q4 FY2026
Calendar quarter
Q4 2026
Accession
0001379041-26-000023
Three Months Ended March 31, 2026Insurance OperationsTotal
AO and other expense allocations(3)(8.5)(8.5)
Premium taxes and assessments7.27.2
Policyholder dividends1.01.0
CECL related to premiums receivable3.03.0
Interest and financing expenses1.11.1
Total expenses194.8194.8
Net income before income taxes12.812.8
Income tax2.62.6

Item 1. Consolidated Financial Statements

FAQ

What is Employers Holdings's insurance operations — bad debt?
Employers Holdings (EIG) reported insurance operations — bad debt of $3M in Q1 2026.
How has Employers Holdings's insurance operations — bad debt changed year-over-year?
Employers Holdings's insurance operations — bad debt increased by 30.4% year-over-year, from $2.3M to $3M.
What does insurance operations — bad debt mean?
This metric represents the portion of premiums receivable that the company deems uncollectible from policyholders. It serves as a key indicator of credit risk within the insurance underwriting portfolio and the effectiveness of the company's premium collection processes.

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