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Employers Holdings EIG Insurance Operations — Current year

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Other financials

Income statement

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Revenue$207.6M+2.5%
Net income$10.2M-20.3%
EPS (diluted)$0.520.0%

Balance sheet

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Cash & equivalents$153.1M+52.5%
Total debt$128.8M+3,289%
Total equity$866.5M-19.4%
Total assets$3.4B-3.4%

Cash flow

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Operating cash flow$2.2M-84.9%
CapEx$900.0K+80.0%
Free cash flow$1.3M-90.8%

Valuation

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Market cap$885.15M-20.9%
Enterprise value$860.85M-15.8%
P/E19.9×+9.0×
P/S-0.3×

Profitability

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Net margin6.9%-8.4pp
FCF margin3.8%-6.8pp

Returns & leverage

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Return on equity5.9%
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by Employers Holdings in its filing.

Tagged under the XBRL concept us-gaap:SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense.

The official record: Employers Holdings’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Employers Holdings's insurance operations — current year?
Employers Holdings (EIG) reported insurance operations — current year of $137.03M in Q4 2025.
How has Employers Holdings's insurance operations — current year changed year-over-year?
Employers Holdings's insurance operations — current year increased by 14.1% year-over-year, from $120.05M to $137.03M.
What is the long-term trend for Employers Holdings's insurance operations — current year?
Over 3 years (2022 to 2025), Employers Holdings's insurance operations — current year has grown at a 8.2% compound annual growth rate (CAGR), from $432.8M to $548.1M.
What does insurance operations — current year mean?
Refers to the losses and loss adjustment expenses incurred during the current reporting period for policies written in that same period. This metric is used to evaluate the adequacy of current pricing and underwriting discipline. It helps distinguish between the performance of new business and the development of historical claims.