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Employers Holdings EIG Insurance Operations — Deferred reinsurance gain—LPT Agreement

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Other financials

Income statement

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Revenue$207.6M+2.5%
Net income$10.2M-20.3%
EPS (diluted)$0.520.0%

Balance sheet

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Cash & equivalents$153.1M+52.5%
Total debt$128.8M+3,289%
Total equity$866.5M-19.4%
Total assets$3.4B-3.4%

Cash flow

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Operating cash flow$2.2M-84.9%
CapEx$900.0K+80.0%
Free cash flow$1.3M-90.8%

Valuation

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Market cap$888.87M-8.6%
Enterprise value$864.57M-4.6%
P/E20×+9.0×
P/S-0.1×

Profitability

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Net margin6.9%-8.4pp
FCF margin3.8%-6.8pp

Returns & leverage

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Return on equity5.9%
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by Employers Holdings in its filing.

Tagged under the XBRL concept eig:DeferredReinsuranceGainLptAgreement.

The source filing: Employers Holdings’s 10-Q, filed May 1, 2026.

Filed
May 1, 2026, 4:17 PM EDT
Fiscal quarter
Q4 FY2026
Calendar quarter
Q4 2026
Accession
0001379041-26-000023
Three Months Ended March 31, 2026Insurance OperationsTotal
Income tax2.62.6
Net income (4)$10.2$10.2
Combined ratio107.1%107.1%
Adjusted stockholders' equity:
Stockholders’ equity$866.5$866.5
Deferred reinsurance gain—LPT Agreement86.886.8
Accumulated other comprehensive loss, net of tax9.09.0
Adjusted stockholders' equity(5)$962.3$962.3

Item 1. Consolidated Financial Statements

FAQ

What is Employers Holdings's insurance operations — deferred reinsurance gain—lpt agreement?
Employers Holdings (EIG) reported insurance operations — deferred reinsurance gain—lpt agreement of $86.8M in Q1 2026.
How has Employers Holdings's insurance operations — deferred reinsurance gain—lpt agreement changed year-over-year?
Employers Holdings's insurance operations — deferred reinsurance gain—lpt agreement decreased by 6.1% year-over-year, from $92.4M to $86.8M.
What does insurance operations — deferred reinsurance gain—lpt agreement mean?
Represents the deferred gain arising from a Loss Portfolio Transfer (LPT) reinsurance agreement. This metric tracks the accounting treatment of gains recognized over time as the underlying liabilities are settled, reflecting the impact of risk transfer on long-term capital stability.

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