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Employers Holdings EIG Insurance Operations — Net premiums earned

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Other financials

Income statement

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Revenue$207.6M+2.5%
Net income$10.2M-20.3%
EPS (diluted)$0.520.0%

Balance sheet

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Cash & equivalents$153.1M+52.5%
Total debt$128.8M+3,289%
Total equity$866.5M-19.4%
Total assets$3.4B-3.4%

Cash flow

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Operating cash flow$2.2M-84.9%
CapEx$900.0K+80.0%
Free cash flow$1.3M-90.8%

Valuation

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Market cap$888.87M-8.6%
Enterprise value$864.57M-4.6%
P/E20×+9.0×
P/S-0.1×

Profitability

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Net margin6.9%-8.4pp
FCF margin3.8%-6.8pp

Returns & leverage

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Return on equity5.9%
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by Employers Holdings in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The source filing: Employers Holdings’s 10-Q, filed May 1, 2026.

Filed
May 1, 2026, 4:17 PM EDT
Fiscal quarter
Q4 FY2026
Calendar quarter
Q4 2026
Accession
0001379041-26-000023
RevenuesThree Months Ended / March 31, 2026 / (unaudited)Three Months Ended / March 31, 2025 / (unaudited)
Net premiums earned$180.9$183.0
Net investment income28.332.1
Net realized and unrealized losses on investments(1.7)(12.8)
Other income0.10.3
Total revenues207.6202.6
Expenses
Losses and loss adjustment expenses129.1120.7
Commission expense23.723.0

Item 1. Consolidated Financial Statements

FAQ

What is Employers Holdings's insurance operations — net premiums earned?
Employers Holdings (EIG) reported insurance operations — net premiums earned of $180.9M in Q1 2026.
How has Employers Holdings's insurance operations — net premiums earned changed year-over-year?
Employers Holdings's insurance operations — net premiums earned decreased by 1.1% year-over-year, from $183M to $180.9M.
What is the long-term trend for Employers Holdings's insurance operations — net premiums earned?
Over 3 years (2022 to 2025), Employers Holdings's insurance operations — net premiums earned has grown at a 4.1% compound annual growth rate (CAGR), from $675.2M to $761.9M.
What does insurance operations — net premiums earned mean?
The portion of written premiums that corresponds to the period of insurance coverage already provided to policyholders. It is a primary indicator of top-line revenue generation and operational scale within the insurance segment.

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