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Employers Holdings EIG AO and other expense allocations, other underwriting expense

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Other financials

Income statement

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Revenue$207.6M+2.5%
Net income$10.2M-20.3%
EPS (diluted)$0.520.0%

Balance sheet

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Cash & equivalents$153.1M+52.5%
Total debt$128.8M+3,289%
Total equity$866.5M-19.4%
Total assets$3.4B-3.4%

Cash flow

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Operating cash flow$2.2M-84.9%
CapEx$900.0K+80.0%
Free cash flow$1.3M-90.8%

Valuation

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Market cap$888.87M-8.6%
Enterprise value$864.57M-4.6%
P/E20×+9.0×
P/S-0.1×

Profitability

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Net margin6.9%-8.4pp
FCF margin3.8%-6.8pp

Returns & leverage

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Return on equity5.9%
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by Employers Holdings in its filing.

Tagged under the XBRL concept eig:AOAndOtherExpenseAllocationsOtherUnderwritingExpense.

The source filing: Employers Holdings’s 10-K, filed February 26, 2026.

Filed
Feb 26, 2026, 4:53 PM EST
Fiscal year
FY2025
Accession
0001379041-26-000011
Year Ended December 31, 2025Insurance OperationsTotal
Professional fees(1)20.320.3
Depreciation and amortization expenses(1)14.214.2
Other underwriting expenses(1) (2)8.88.8
AO and other expense allocations(3)(39.0)(39.0)
Premium taxes and assessments28.828.8
Policyholder dividends8.58.5
CECL related to premiums receivable13.913.9
Interest and financing expenses0.50.5

Item 8. Financial Statements and Supplementary Data

FAQ

What is Employers Holdings's AO and other expense allocations, other underwriting expense?
Employers Holdings (EIG) reported AO and other expense allocations, other underwriting expense of -$9.75M in Q4 2025.
How has Employers Holdings's AO and other expense allocations, other underwriting expense changed year-over-year?
Employers Holdings's AO and other expense allocations, other underwriting expense increased by 18.8% year-over-year, from -$12M to -$9.75M.
What is the long-term trend for Employers Holdings's AO and other expense allocations, other underwriting expense?
Over 3 years (2022 to 2025), Employers Holdings's AO and other expense allocations, other underwriting expense has grown at a 0.2% compound annual growth rate (CAGR), from -$38.8M to -$39M.
What does AO and other expense allocations, other underwriting expense mean?
Reflects the net impact of administrative and operational expense allocations assigned to the underwriting function. This metric helps isolate the true cost of underwriting by accounting for shared services or corporate overhead distributed across business units.

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