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Employers Holdings EIG Direct premiums earned

Direct premiums earned at other companies

Universal Insurance Holdings logo
Universal Insurance HoldingsUVE
$531.42M+3.5%
American International Group logo
American International GroupAIG
$7.87B+0.8%
HCI Group logo
HCI GroupHCI
W.R. Berkley logo
W.R. BerkleyWRB

Other financials

Income statement

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Revenue$207.6M+2.5%
Net income$10.2M-20.3%
EPS (diluted)$0.520.0%

Balance sheet

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Cash & equivalents$153.1M+52.5%
Total debt$128.8M+3,289%
Total equity$866.5M-19.4%
Total assets$3.4B-3.4%

Cash flow

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Operating cash flow$2.2M-84.9%
CapEx$900.0K+80.0%
Free cash flow$1.3M-90.8%

Valuation

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Market cap$890.44M-20.4%
Enterprise value$866.14M-15.3%
P/E20.1×+9.1×
P/S-0.3×

Profitability

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Net margin6.9%-8.4pp
FCF margin3.8%-6.8pp

Returns & leverage

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Return on equity5.9%
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by Employers Holdings in its filing.

Tagged under the XBRL concept us-gaap:DirectPremiumsEarned.

The official record: Employers Holdings’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Employers Holdings's direct premiums earned?
Employers Holdings (EIG) reported direct premiums earned of $189.83M in Q4 2025.
How has Employers Holdings's direct premiums earned changed year-over-year?
Employers Holdings's direct premiums earned increased by 1.5% year-over-year, from $186.95M to $189.83M.
What is the long-term trend for Employers Holdings's direct premiums earned?
Over 4 years (2021 to 2025), Employers Holdings's direct premiums earned has grown at a 7.2% compound annual growth rate (CAGR), from $574M to $759.3M.
What does direct premiums earned mean?
The portion of direct insurance premiums that has been recognized as revenue during the reporting period as the coverage period expires. It reflects the actual earned revenue from policies issued directly by the company before any reinsurance adjustments.