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Prior years at other companies

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W.R. BerkleyWRB

Other financials

Income statement

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Revenue$207.6M+2.5%
Net income$10.2M-20.3%
EPS (diluted)$0.520.0%

Balance sheet

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Cash & equivalents$153.1M+52.5%
Total debt$128.8M+3,289%
Total equity$866.5M-19.4%
Total assets$3.4B-3.4%

Cash flow

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Operating cash flow$2.2M-84.9%
CapEx$900.0K+80.0%
Free cash flow$1.3M-90.8%

Valuation

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Market cap$888.87M-8.6%
Enterprise value$864.57M-4.6%
P/E20×+9.0×
P/S-0.1×

Profitability

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Net margin6.9%-8.4pp
FCF margin3.8%-6.8pp

Returns & leverage

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Return on equity5.9%
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by Employers Holdings in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1.

The source filing: Employers Holdings’s 10-K, filed February 26, 2026.

Filed
Feb 26, 2026, 4:53 PM EST
Fiscal year
FY2025
Accession
0001379041-26-000011
Line itemYears Ended December 31, 2025Years Ended December 31, 2024Years Ended December 31, 2023
Total net losses and LAE incurred during the period587.7461.8412.9
Paid losses and LAE, net of reinsurance, related to:
Current year127.6127.1111.7
Prior years436.6395.0360.4
Total net paid losses and LAE during the period564.2522.1472.1
Ending unpaid losses and LAE, net of reinsurance1,419.31,395.81,456.1
Reinsurance recoverable, excluding CECL allowance, on unpaid losses and LAE386.5412.4428.4
Unpaid losses and LAE at end of period$1,805.8$1,808.2$1,884.5

Item 8. Financial Statements and Supplementary Data

FAQ

What is Employers Holdings's prior years?
Employers Holdings (EIG) reported prior years of $109.15M in Q4 2025.
How has Employers Holdings's prior years changed year-over-year?
Employers Holdings's prior years increased by 10.5% year-over-year, from $98.75M to $109.15M.
What is the long-term trend for Employers Holdings's prior years?
Over 4 years (2021 to 2025), Employers Holdings's prior years has grown at a 8.2% compound annual growth rate (CAGR), from $318.2M to $436.6M.
What does prior years mean?
The portion of the total unpaid claims liability related to claims incurred in prior fiscal years that remain open or unsettled. This metric highlights the long-tail nature of the company's insurance liabilities and the persistence of historical claims.

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