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Employers Holdings EIG Premium taxes and assessments, other underwriting expense

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Other financials

Income statement

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Revenue$207.6M+2.5%
Net income$10.2M-20.3%
EPS (diluted)$0.520.0%

Balance sheet

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Cash & equivalents$153.1M+52.5%
Total debt$128.8M+3,289%
Total equity$866.5M-19.4%
Total assets$3.4B-3.4%

Cash flow

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Operating cash flow$2.2M-84.9%
CapEx$900.0K+80.0%
Free cash flow$1.3M-90.8%

Valuation

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Market cap$888.87M-8.6%
Enterprise value$864.57M-4.6%
P/E20×+9.0×
P/S-0.1×

Profitability

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Net margin6.9%-8.4pp
FCF margin3.8%-6.8pp

Returns & leverage

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Return on equity5.9%
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by Employers Holdings in its filing.

Tagged under the XBRL concept eig:PremiumTaxesAndAssessmentsOtherUnderwritingExpense.

The source filing: Employers Holdings’s 10-K, filed February 26, 2026.

Filed
Feb 26, 2026, 4:53 PM EST
Fiscal year
FY2025
Accession
0001379041-26-000011
Year Ended December 31, 2025Insurance OperationsTotal
Depreciation and amortization expenses(1)14.214.2
Other underwriting expenses(1) (2)8.88.8
AO and other expense allocations(3)(39.0)(39.0)
Premium taxes and assessments28.828.8
Policyholder dividends8.58.5
CECL related to premiums receivable13.913.9
Interest and financing expenses0.50.5
Other non-recurring expenses1.11.1

Item 8. Financial Statements and Supplementary Data

FAQ

What is Employers Holdings's premium taxes and assessments, other underwriting expense?
Employers Holdings (EIG) reported premium taxes and assessments, other underwriting expense of $7.2M in Q4 2025.
How has Employers Holdings's premium taxes and assessments, other underwriting expense changed year-over-year?
Employers Holdings's premium taxes and assessments, other underwriting expense decreased by 2.4% year-over-year, from $7.38M to $7.2M.
What is the long-term trend for Employers Holdings's premium taxes and assessments, other underwriting expense?
Over 3 years (2022 to 2025), Employers Holdings's premium taxes and assessments, other underwriting expense has grown at a 0.5% compound annual growth rate (CAGR), from $28.4M to $28.8M.
What does premium taxes and assessments, other underwriting expense mean?
Represents mandatory taxes, regulatory fees, and assessments levied by state or local jurisdictions based on the volume of premiums written. These are non-discretionary costs of doing business in specific geographic markets and are essential for evaluating the regulatory burden on profitability.

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