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Employers Holdings EIG Reinsurance Effect On Claims And Benefits Incurred Amount Ceded

Reinsurance Effect On Claims And Benefits Incurred Amount Ceded at other companies

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W.R. BerkleyWRB

Other financials

Income statement

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Revenue$207.6M+2.5%
Net income$10.2M-20.3%
EPS (diluted)$0.520.0%

Balance sheet

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Cash & equivalents$153.1M+52.5%
Total debt$128.8M+3,289%
Total equity$866.5M-19.4%
Total assets$3.4B-3.4%

Cash flow

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Operating cash flow$2.2M-84.9%
CapEx$900.0K+80.0%
Free cash flow$1.3M-90.8%

Valuation

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Market cap$881.14M-9.3%
Enterprise value$856.84M-5.5%
P/E19.9×+9.0×
P/S-0.1×

Profitability

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Net margin6.9%-8.4pp
FCF margin3.8%-6.8pp

Returns & leverage

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Return on equity5.9%
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by Employers Holdings in its filing.

Tagged under the XBRL concept us-gaap:ReinsuranceEffectOnClaimsAndBenefitsIncurredAmountCeded.

The source filing: Employers Holdings’s 10-K, filed February 26, 2026.

Filed
Feb 26, 2026, 4:53 PM EST
Fiscal year
FY2025
Accession
0001379041-26-000011
Line itemYears Ended December 31, 2025 / WrittenYears Ended December 31, 2025 / EarnedYears Ended December 31, 2024 / WrittenYears Ended December 31, 2024 / EarnedYears Ended December 31, 2023 / WrittenYears Ended December 31, 2023 / Earned
Direct premiums$747.5$759.3$767.8$747.8$758.6$719.9
Assumed premiums8.68.68.58.59.19.1
Gross premiums756.1767.9776.3756.3767.7729.0
Ceded premiums(6.0)(6.0)(6.8)(6.8)(7.1)(7.1)
Net premiums$750.1$761.9$769.5$749.5$760.6$721.9
Ceded losses and LAE incurred$4.1$13.1$17.0

Item 8. Financial Statements and Supplementary Data

FAQ

What is Employers Holdings's reinsurance effect on claims and benefits incurred amount ceded?
Employers Holdings (EIG) reported reinsurance effect on claims and benefits incurred amount ceded of $1.03M in Q4 2025.
How has Employers Holdings's reinsurance effect on claims and benefits incurred amount ceded changed year-over-year?
Employers Holdings's reinsurance effect on claims and benefits incurred amount ceded decreased by 68.7% year-over-year, from $3.28M to $1.03M.
What is the long-term trend for Employers Holdings's reinsurance effect on claims and benefits incurred amount ceded?
Over 4 years (2021 to 2025), Employers Holdings's reinsurance effect on claims and benefits incurred amount ceded has grown at a -29.7% compound annual growth rate (CAGR), from $16.8M to $4.1M.
What does reinsurance effect on claims and benefits incurred amount ceded mean?
The reduction in total incurred claims and loss adjustment expenses resulting from reinsurance recoveries. This metric quantifies the effectiveness of the company's reinsurance program in offsetting the financial impact of policyholder claims.

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