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Current year at other companies

HCI Group logo
HCI GroupHCI
$71.08M+10.3%
Universal Insurance Holdings logo
Universal Insurance HoldingsUVE
Amerisafe logo
AmerisafeAMSF
W.R. Berkley logo
W.R. BerkleyWRB

Other financials

Income statement

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Revenue$207.6M+2.5%
Net income$10.2M-20.3%
EPS (diluted)$0.520.0%

Balance sheet

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Cash & equivalents$153.1M+52.5%
Total debt$128.8M+3,289%
Total equity$866.5M-19.4%
Total assets$3.4B-3.4%

Cash flow

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Operating cash flow$2.2M-84.9%
CapEx$900.0K+80.0%
Free cash flow$1.3M-90.8%

Valuation

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Market cap$888.87M-8.6%
Enterprise value$864.57M-4.6%
P/E20×+9.0×
P/S-0.1×

Profitability

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Net margin6.9%-8.4pp
FCF margin3.8%-6.8pp

Returns & leverage

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Return on equity5.9%
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by Employers Holdings in its filing.

Tagged under the XBRL concept us-gaap:SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense.

The source filing: Employers Holdings’s 10-K, filed February 26, 2026.

Filed
Feb 26, 2026, 4:53 PM EST
Fiscal year
FY2025
Accession
0001379041-26-000011
Line itemYears Ended December 31, 2025Years Ended December 31, 2024Years Ended December 31, 2023
Less reinsurance recoverable, excluding CECL allowance, on unpaid losses and LAE412.4428.4445.4
Net unpaid losses and LAE at beginning of period1,395.81,456.11,515.3
Losses and LAE, net of reinsurance, incurred during the period related to:
Current year548.1480.2457.8
Prior years39.6(18.4)(44.9)
Total net losses and LAE incurred during the period587.7461.8412.9
Paid losses and LAE, net of reinsurance, related to:
Current year127.6127.1111.7

Item 8. Financial Statements and Supplementary Data

FAQ

What is Employers Holdings's current year?
Employers Holdings (EIG) reported current year of $137.03M in Q4 2025.
How has Employers Holdings's current year changed year-over-year?
Employers Holdings's current year increased by 14.1% year-over-year, from $120.05M to $137.03M.
What is the long-term trend for Employers Holdings's current year?
Over 4 years (2021 to 2025), Employers Holdings's current year has grown at a 10.6% compound annual growth rate (CAGR), from $366.5M to $548.1M.
What does current year mean?
Represents the development or adjustment of loss reserves specifically attributable to claims incurred during the current fiscal year. This metric is essential for evaluating the accuracy of initial underwriting estimates and current-period loss trends.

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