Equitable Holdings EQH Term — Current discount rate

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FAQ

What is Equitable Holdings's term — current discount rate?

Equitable Holdings (EQH) reported term — current discount rate of 5.2% in Q2 2026.

How has Equitable Holdings's term — current discount rate changed year-over-year?

Equitable Holdings's term — current discount rate increased by 4.0% year-over-year, from 5% to 5.2%.

What is the long-term trend for Equitable Holdings's term — current discount rate?

Over 2 years (2023 to 2025), Equitable Holdings's term — current discount rate has grown at a -0.5% compound annual growth rate (CAGR), from 20.1% to 19.9%.

What does term — current discount rate mean?

This metric represents the current market-based discount rate used to measure the present value of future cash flows for the Term segment's insurance liabilities. It is a key actuarial assumption that reflects current economic conditions and the risk profile of the underlying obligations. Changes in this rate directly impact the reported liability balance and the associated interest expense.