Other Life Insurance — Weighted average discount rate
Ameriprise Financial Other Life Insurance — Weighted average discount rate remained flat by 0.0% to 3.9% in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 2.5%, from 4.0% to 3.9%. Over 2 years (FY 2023 to FY 2025), Other Life Insurance — Weighted average discount rate shows relatively stable performance with a -0.3% CAGR.
Analysis
How to read this metric
An increase in the discount rate typically reduces the present value of insurance liabilities, potentially improving reported earnings, while a decrease increases the liability burden.
Detailed definition
This metric represents the weighted average interest rate used to discount the future cash flows of long-duration life i...
Peer comparison
Peers in the life insurance industry report similar discount rates based on their specific asset-liability matching strategies and the prevailing interest rate environment.
amp_segment_other_life_insurance_weighted_average_discount_rateHistorical Data
| Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | 4% | 4% | 4% | 4% | 4% | 4% | 4% | 4% | 4% | 4% | 4.1% | 3.9% | 3.9% | 3.9% |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +2.5% | -4.9% | +0.0% | +0.0% |
| YoY Change | — | — | — | — | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +2.5% | -2.5% | -2.5% | -2.5% |
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Frequently Asked Questions
- What is Ameriprise Financial's other life insurance — weighted average discount rate?
- Ameriprise Financial (AMP) reported other life insurance — weighted average discount rate of 3.9% in Q1 2026.
- How has Ameriprise Financial's other life insurance — weighted average discount rate changed year-over-year?
- Ameriprise Financial's other life insurance — weighted average discount rate decreased by 2.5% year-over-year, from 4.0% to 3.9%.
- What is the long-term trend for Ameriprise Financial's other life insurance — weighted average discount rate?
- Over 2 years (2023 to 2025), Ameriprise Financial's other life insurance — weighted average discount rate has grown at a -0.3% compound annual growth rate (CAGR), from 16.0% to 15.9%.
- What does other life insurance — weighted average discount rate mean?
- The average interest rate used to calculate the current value of future life insurance payouts.