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Net margin at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
31.5%-1.5pp
Burford Capital logo
Burford CapitalBUR
21.2%-21.9pp
National Bank Holdings logo
National Bank HoldingsNBHC
24.1%-3.4pp
Enterprise Financial Services logo
Enterprise Financial ServicesEFSC
26.4%-3.3pp
Customers Bancorp logo
Customers BancorpCUBI
31.2%+9.8pp
Pathward Financial, Inc. logo
Pathward Financial, Inc.CASH
22.7%+0.5pp

Other financials

Income statement

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Revenue$40.5M+19.8%
Net income$12.2M+7.0%
EPS (diluted)$1.40+5.3%

Balance sheet

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Cash & equivalents$222.2M+28.4%
Total debt$2.4M-27.0%
Total equity$301.3M+20.2%
Total assets$2.4B+23.9%

Cash flow

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Operating cash flow$19.5M+23.4%
CapEx$180.0K-84.4%
Free cash flow$19.3M+31.9%

Valuation

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Market cap$991.03M+31.2%
Enterprise value$771.22M+31.6%
P/E19.2×+2.4×
P/S6.5×+0.6×

Profitability

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FCF margin40%+6.3pp

Returns & leverage

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Return on equity18.7%-1.0pp
Debt / equity0.0×

Where this comes from

Calculated from Esquire Financial Holdings, Inc.’s reported figures.

Based on trailing twelve months.

The official record: Esquire Financial Holdings, Inc.’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Esquire Financial Holdings, Inc.'s net margin?
Esquire Financial Holdings, Inc. (ESQ) reported net margin of 33.7% in Q1 2026.
How has Esquire Financial Holdings, Inc.'s net margin changed year-over-year?
Esquire Financial Holdings, Inc.'s net margin decreased by 3.2% year-over-year, from 34.8% to 33.7%.
What is the long-term trend for Esquire Financial Holdings, Inc.'s net margin?
Over 5 years (2020 to 2025), Esquire Financial Holdings, Inc.'s net margin has grown at a 7.4% compound annual growth rate (CAGR), from 24.2% to 34.7%.
What does net margin mean?
Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.