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Esquire Financial Holdings, Inc.

ESQ

Esquire Financial Holdings, Inc. is a financial holding company that operates primarily through its subsidiary, Esquire Bank, National Association.

Market cap
$1.1B+35.0%
Revenue$159.6M+18.6%
Net income$52.7M+13.6%
EPS (diluted)$6.06+12.0%
Trailing twelve months · change vs. prior year

Earnings

Next report

Oct 22, 2026 (in 3 months)
Revenue estimate$59.1M
EPS estimate$1.81

Financials

Q2 2026

Income statement

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Revenue$42.1M+17.6%
Net income$13.0M+9.2%
EPS (diluted)$1.49+8.0%

Balance sheet

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Cash & equivalents$242.2M+48.6%
Total equity$313.9M+19.1%
Total assets$2.5B+21.9%

Valuation & ratios

Valuation

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Market cap$1.1B+35.0%
P/E20.9×+3.2×
P/S6.9×+0.8×

Profitability

See full
Net margin33%-1.5pp

Returns & leverage

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Return on equity18.3%-1.0pp

Competitors

Profile

Esquire Financial Holdings, Inc. is a financial holding company that operates primarily through its subsidiary, Esquire Bank, National Association. The company provides specialized commercial banking services to the legal community nationwide, alongside payment processing solutions for small businesses and traditional community banking in the New York and Los Angeles metropolitan areas. Its core value proposition centers on a digital-first, relationship-driven model that leverages proprietary technology to secure low-cost core deposits and high-yield litigation-related loans.

Competitive position

A niche market leader in the litigation finance space with a unique branchless national deposit-gathering model and proprietary technology integration.

GeographiesUnited States
Customer segmentsLegal Professionals, Small and Medium Enterprises, Retail
Business modelAsset-based Lending, Fee-based Services, B2B Banking
SuppliersFederal Reserve Bank, Federal Home Loan Bank of New York, Core Banking Software Providers, Card Networks (Visa, Mastercard, Amex, Discover)
CustomersPlaintiff Law Firms, Small Business Merchants, Real Estate Developers, Retail Depositors
Listed2017
Employees140.0
CEOAndrew C. Sagliocca
FilingsSEC EDGAR

Questions, answered.

What is Esquire Financial Holdings, Inc.'s market cap?
Esquire Financial Holdings, Inc. (ESQ) has a market capitalization of $1.1B and trades on NASDAQ.
What is Esquire Financial Holdings, Inc.'s revenue and profitability?
Esquire Financial Holdings, Inc. generated $159.6M in trailing twelve-month revenue with net income of $52.7M, representing a net margin of 33.0%. These figures are based on the Q2 2026 filing.
Who are Esquire Financial Holdings, Inc.'s competitors?
Esquire Financial Holdings, Inc.'s key competitors include Burford Capital, JPMorgan Chase, Byline Bancorp, Inc. Common Stock, and others. These companies compete in similar markets and product categories.
Who does Esquire Financial Holdings, Inc. partner with?
Esquire Financial Holdings, Inc.'s notable partners include Salesforce, nCino, Global Payments, and others.
What subsidiaries does Esquire Financial Holdings, Inc. have?
Esquire Financial Holdings, Inc.'s subsidiaries include Esquire Bank, National Association, Signature Bank (Illinois).
Where is Esquire Financial Holdings, Inc. headquartered?
Esquire Financial Holdings, Inc. is headquartered in United States of America and employs approximately 140 people. It has been publicly traded since 2017.