What is Lakeland Financial's market cap?

Lakeland Financial (LKFN) has a market capitalization of $1.6B and trades on NASDAQ.

What is Lakeland Financial's revenue and profitability?

Lakeland Financial generated $279.4M in trailing twelve-month revenue with net income of $111.2M, representing a net margin of 39.8%. These figures are based on the Q2 2026 filing.

Who are Lakeland Financial's competitors?

Lakeland Financial's key competitors include JPMorgan Chase & Co., PNC Financial Services Group, Inc., First Merchants Corp, and others. These companies compete in similar markets and product categories.

What subsidiaries does Lakeland Financial have?

Lakeland Financial's subsidiaries include Lake City Bank.

Where is Lakeland Financial headquartered?

Lakeland Financial is headquartered in United States of America and employs approximately 655 people. It has been publicly traded since 1995.

Lakeland Financial

LKFN

Lakeland Financial Corp is a bank holding company that operates through its wholly owned subsidiary, Lake City Bank, to provide comprehensive financial services in Northern and Central Indiana.

Market cap

$1.58B-5.1%

Revenue$279.4M+9.6%

Net income$111.2M+17.6%

EPS (diluted)$4.36+18.8%

Trailing twelve months · change vs. prior year

Table of contents

Earnings

Q2 2026 report

July 27, 2026

Revenue$70.9MMiss by $1.2M EPS$1.13Beat by $0.05

Read the full report

Next report

Oct 26, 2026 (in 3 months)

Revenue estimate$73.7M

EPS estimate$1.06

Financials

Q2 2026

Income statement

See full

Revenue$70.9M+6.8%

Net income$28.4M+5.5%

EPS (diluted)$1.13+8.7%

Balance sheet

See full

Cash & equivalents$194.1M-37.4%

Total debt$141.2M+1,011%

Total equity$773.3M+8.9%

Total assets$7.2B+4.0%

Valuation & ratios

Valuation

See full

Market cap$1.58B-5.1%

Enterprise value$1.53B+10.0%

P/E14.2×-3.6×

P/S5.7×-1.0×

Profitability

See full

Net margin39.8%+2.7pp

Returns & leverage

See full

Return on equity15%+1.1pp

Debt / equity0.2×+0.2×

Competitors

By market cap

JPMorgan Chase$949.80B+16.3%

PNC Financial Services$100.39B+31.8%

Fulton Financial$4.7B+40.6%

First Merchants Corporation$2.7B+18.9%

City Holding Company$2.0B+12.5%

Byline Bancorp, Inc.$1.8B+42.1%

Lakeland Financial$1.6B-6.3%

Shore Bancshares$816.7M+52.8%

By revenue growth

JPMorgan Chase+13.5%

PNC Financial Services+13.2%

Shore Bancshares+11.3%

Lakeland Financial+9.6%

City Holding Company+7.8%

Fulton Financial+6.7%

First Merchants Corporation+5.1%

By net margin

City Holding Company41.36%+1.5pp

Lakeland Financial39.81%+2.7pp

JPMorgan Chase32.63%+0.4pp

PNC Financial Services30.29%+1.9pp

Fulton Financial28.85%+3.5pp

Shore Bancshares27.93%+2.7pp

First Merchants Corporation26.89%-7.4pp

Profile

Lakeland Financial Corp is a bank holding company that operates through its wholly owned subsidiary, Lake City Bank, to provide comprehensive financial services in Northern and Central Indiana. The company focuses on a community-based banking model, delivering commercial and consumer lending, wealth management, and treasury services. Its core value proposition centers on building long-term, in-person customer relationships while maintaining the product depth of larger regional competitors.

Competitive position

A leading community-focused regional bank in Indiana with a significant organic growth trajectory and a strong local market orientation.

GeographiesUnited States, Indiana

Customer segmentsSmall and Medium Enterprises, Retail Consumers, Commercial Clients

Business modelInterest Income, Fee-based Services, Relationship Banking

SuppliersFederal Reserve System, FDIC, Technology and Core Banking Software Providers

CustomersSmall Businesses, Agricultural Producers, Real Estate Investors, Retail Banking Customers

CountryUnited States of America

Listed1995

Employees655.0

CEODavid Findlay

SectorFinancial Services

IndustryBanks - Regional

Websitelakecitybank.com

FilingsSEC EDGAR

Ask your AI about Lakeland Financial.

Connect your AI assistant and dig into the numbers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Lakeland Financial's market cap?: Lakeland Financial (LKFN) has a market capitalization of $1.6B and trades on NASDAQ.
What is Lakeland Financial's revenue and profitability?: Lakeland Financial generated $279.4M in trailing twelve-month revenue with net income of $111.2M, representing a net margin of 39.8%. These figures are based on the Q2 2026 filing.
Who are Lakeland Financial's competitors?: Lakeland Financial's key competitors include JPMorgan Chase & Co., PNC Financial Services Group, Inc., First Merchants Corp, and others. These companies compete in similar markets and product categories.
What subsidiaries does Lakeland Financial have?: Lakeland Financial's subsidiaries include Lake City Bank.
Where is Lakeland Financial headquartered?: Lakeland Financial is headquartered in United States of America and employs approximately 655 people. It has been publicly traded since 1995.