When did EVERTEC report Q3 2025 earnings?

EVERTEC (EVTC) reported Q3 2025 earnings on November 6, 2025 after market close.

What were EVERTEC's Q3 2025 revenue and EPS?

EVERTEC reported revenue of $228.6M and eps of $0.92 for Q3 2025.

Did EVERTEC beat estimates in Q3 2025?

Revenue missed the consensus estimate of $236.8M by $8.2M. EPS beat the consensus estimate of $0.89 by $0.03.

How did EVERTEC's Q3 2025 results compare year-over-year?

Compared to the same quarter a year prior, revenue grew 7.9% from $211.8M a year earlier and eps grew 7.0% from $0.86.

Where can I find EVERTEC's Q3 2025 SEC filings?

You can read the 8-K earnings release (0001559865-25-000052) and the 10-Q periodic report (0001559865-25-000054) directly on SEC EDGAR. The filing index links above go to sec.gov.

EVERTEC EVTC Q3 2025 earnings

Reported November 6, 2025 · After market close

Revenue$228.6MMiss by $8.2M

EPS$0.92Beat by $0.03

Revenue estimate$236.8M

EPS estimate$0.89

Next report

Aug 4, 2026 (In 5 days)

Revenue estimate$262.2M

EPS estimate$0.95

Financials

Q3 2025

Income statement

See full

Revenue$228.6M+7.9%

Operating income$37.7M-9.2%

Net income$32.9M+33.2%

EPS (diluted)$0.51+34.2%

Balance sheet

See full

Cash & equivalents$508.0M+55.7%

Total debt$1.1B+11.7%

Total equity$663.8M+32.1%

Total assets$2.1B+13.4%

Cash flow

See full

Operating cash flow$70.9M+32.3%

CapEx$5.6M+46.9%

Free cash flow$65.3M+31.2%

Valuation & ratios

Valuation

as of 09/30/25

See full

Market cap$2.16B-0.3%

Enterprise value$2.78B-2.5%

P/E14.8×-11.0×

P/S2.4×-0.2×

Profitability

See full

Operating margin21.2%+4.3pp

Net margin16.2%+6.0pp

FCF margin23.3%-2.4pp

Returns & leverage

See full

Return on equity25.1%+8.8pp

Debt / equity1.7×-0.3×

Current ratio2.9×+0.9×

Segments

By segment

See full

Latin America Payments and Solutions$90.4M+18.9%

Business Solutions$61.7M+0.9%

Payment Services - Puerto Rico & Caribbean$55.2M+4.7%

Merchant Acquiring, net$46.8M+2.9%

By product

See full

Transaction Processing and Monitoring Fees-$3.6M+2.7%

Software Sale and Developments-$7.0M-27.3%

Processing Fee-$14.9M-3.5%

By geography

See full

Latin America$85.7M+21.7%

Caribbean$5.3M+4.9%

Versus estimates

Revenue

Q1 2026$247.9MMiss by $1.1M Q4 2025$244.8MBeat by $8.0M

Q3 2025$228.6MMiss by $8.2M

Q2 2025$229.6MBeat by $4.9M Q1 2025$228.8MBeat by $10.8M Q4 2024$216.4MBeat by $1.1M

Diluted EPS

Q1 2026$0.90Miss by $0.01 Q4 2025$0.93Beat by $0.02

Q3 2025$0.92Beat by $0.03

Q2 2025$0.89Beat by $0.03 Q1 2025$0.87Beat by $0.06 Q4 2024$0.87Beat by $0.13

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Questions, answered.

When did EVERTEC report Q3 2025 earnings?: EVERTEC (EVTC) reported Q3 2025 earnings on November 6, 2025 after market close.
What were EVERTEC's Q3 2025 revenue and EPS?: EVERTEC reported revenue of $228.6M and eps of $0.92 for Q3 2025.
Did EVERTEC beat estimates in Q3 2025?: Revenue missed the consensus estimate of $236.8M by $8.2M. EPS beat the consensus estimate of $0.89 by $0.03.
How did EVERTEC's Q3 2025 results compare year-over-year?: Compared to the same quarter a year prior, revenue grew 7.9% from $211.8M a year earlier and eps grew 7.0% from $0.86.
Where can I find EVERTEC's Q3 2025 SEC filings?: You can read the 8-K earnings release (0001559865-25-000052) and the 10-Q periodic report (0001559865-25-000054) directly on SEC EDGAR. The filing index links above go to sec.gov.