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Expensify, Inc. EXFY Q3 2025 earnings

Reported November 6, 2025 · After market close

Revenue$35.1MMiss by $429.7K
EPS$0.04Miss by $0.01
Revenue estimate$35.5M
EPS estimate$0.05

Next report

Aug 6, 2026 (In 1 week)
Revenue estimate$33.7M
EPS estimate$0.02

Financials

Q3 2025

Income statement

See full
Revenue$35.1M-1.0%
Gross profit$17.4M-4.7%
Operating income-$2.3M-884%
Net income-$2.3M-5.3%
EPS (diluted)-$0.03-50.0%

Balance sheet

See full
Cash & equivalents$104.4M+22.4%
Total equity$135.7M+13.1%
Total assets$186.8M+6.0%

Cash flow

See full
Operating cash flow$4.2M+13.0%
Free cash flow$4.2M+13.0%

Valuation & ratios

Valuation

as of 09/30/25
See full
Market cap$171.4M+1.0%
P/S1.2×0.0×

Profitability

See full
Gross margin50.8%-3.7pp
Net margin-10.8%-0.7pp
FCF margin17.6%—

Returns & leverage

See full
Return on equity-12.2%-1.8pp
Current ratio3.4×+0.6×

Segments

By product

See full
Interchange$5.4M+45.9%

Versus estimates

Revenue

Q1 2026$34.0MMiss by $281.0KQ4 2025$35.2MMiss by $302.0K
Q3 2025$35.1MMiss by $429.7K
Q2 2025$35.8MBeat by $115.3KQ1 2025$36.1MMiss by $333.3KQ4 2024$37.0MBeat by $974.0K

Diluted EPS

Q1 2026$0.04Beat by $0.02Q4 2025-$0.03Miss by $0.07
Q3 2025$0.04Miss by $0.01
Q2 2025-$0.02Miss by $0.07Q1 2025$0.06Miss by $0.01Q4 2024$0.10Beat by $0.03

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Questions, answered.

When did Expensify, Inc. report Q3 2025 earnings?
Expensify, Inc. (EXFY) reported Q3 2025 earnings on November 6, 2025 after market close.
What were Expensify, Inc.'s Q3 2025 revenue and EPS?
Expensify, Inc. reported revenue of $35.1M and eps of $0.04 for Q3 2025.
Did Expensify, Inc. beat estimates in Q3 2025?
Revenue missed the consensus estimate of $35.5M by $429.7K. EPS missed the consensus estimate of $0.05 by $0.01.
How did Expensify, Inc.'s Q3 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue declined 1.0% from $35.4M a year earlier and eps declined 42.9% from $0.07.
Where can I find Expensify, Inc.'s Q3 2025 SEC filings?
You can read the 8-K earnings release (0001476840-25-000139) and the 10-Q periodic report (0001476840-25-000137) directly on SEC EDGAR. The filing index links above go to sec.gov.