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Expensify, Inc. EXFY Q3 2025 earnings

Reported November 6, 2025 · After market close

Revenue$35.1MMiss by $429.7K
EPS$0.04Miss by $0.01
Revenue estimate$35.5M
EPS estimate$0.05

Next report

Nov 5, 2026 (in 2 months)
Revenue estimate$33.9M
EPS estimate$0.02

Financials

Q3 2025

Income statement

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Revenue$35.1M-1.0%
Gross profit$17.4M-4.7%
Operating income-$2.3M-884%
Net income-$2.3M-5.3%
EPS (diluted)-$0.03-50.0%

Balance sheet

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Cash & equivalents$104.4M+22.4%
Total equity$135.7M+13.1%
Total assets$186.8M+6.0%

Cash flow

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Operating cash flow$1.8M-49.9%
Free cash flow$1.8M-49.9%

Valuation & ratios

Valuation

as of 09/30/25
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Market cap$171.4M+1.0%
P/S1.2×0.0×

Profitability

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Gross margin50.8%-3.7pp
Net margin-10.8%-0.7pp
FCF margin17.6%—

Returns & leverage

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Return on equity-12.2%-1.8pp
Current ratio3.4×+0.6×

Segments

By product

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Interchange$5.4M+45.9%

FAQ

When did Expensify, Inc. report Q3 2025 earnings?
Expensify, Inc. (EXFY) reported Q3 2025 earnings on November 6, 2025 after market close.
What were Expensify, Inc.'s Q3 2025 revenue and EPS?
Expensify, Inc. reported revenue of $35.1M and eps of $0.04 for Q3 2025.
Did Expensify, Inc. beat estimates in Q3 2025?
Revenue missed the consensus estimate of $35.5M by $429.7K. EPS missed the consensus estimate of $0.05 by $0.01.
How did Expensify, Inc.'s Q3 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue declined 1.0% from $35.4M a year earlier and eps declined 42.9% from $0.07.
Where can I find Expensify, Inc.'s Q3 2025 SEC filings?
You can read the 8-K earnings release (0001476840-25-000139) and the 10-Q periodic report (0001476840-25-000137) directly on SEC EDGAR. The filing index links above go to sec.gov.