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Expensify, Inc. EXFY Q4 2025 Annual earnings

Reported February 26, 2026 · After market close

Revenue$35.2MMiss by $302.0K
EPS-$0.03Miss by $0.07
Revenue estimate$35.5M
EPS estimate$0.04

Next report

Aug 6, 2026 (In 1 week)
Revenue estimate$33.7M
EPS estimate$0.02

Financials

Q4 2025

Income statement

See full
Revenue$35.2M-4.9%
Gross profit$17.3M-8.2%
Operating income-$3.9M—
Net income-$7.1M-442%
EPS (diluted)-$0.08-300%

Balance sheet

See full
Cash & equivalents$104.6M+15.2%
Total debt$678.0K-18.2%
Total equity$132.7M+3.5%
Total assets$186.0M+7.1%

Cash flow

See full
Operating cash flow$2.2M-70.3%
Free cash flow$2.2M-70.3%

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$140.49M-52.9%
Enterprise value$36.54M-82.4%
P/S1×-1.2×

Profitability

See full
Gross margin50.3%-3.5pp
Operating margin-12.7%—
Net margin-15.1%-194pp
FCF margin14.1%-3.0pp

Returns & leverage

See full
Return on equity-16.4%+106pp
Debt / equity0×0.0×
Current ratio3.3×-0.3×

Segments

By product

See full
Interchange$5.6M+12.2%

Versus estimates

Revenue

Q1 2026$34.0MMiss by $281.0K
Q4 2025$35.2MMiss by $302.0K
Q3 2025$35.1MMiss by $429.7KQ2 2025$35.8MBeat by $115.3KQ1 2025$36.1MMiss by $333.3KQ4 2024$37.0MBeat by $974.0K

Diluted EPS

Q1 2026$0.04Beat by $0.02
Q4 2025-$0.03Miss by $0.07
Q3 2025$0.04Miss by $0.01Q2 2025-$0.02Miss by $0.07Q1 2025$0.06Miss by $0.01Q4 2024$0.10Beat by $0.03

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Questions, answered.

When did Expensify, Inc. report Q4 2025 earnings?
Expensify, Inc. (EXFY) reported Q4 2025 earnings on February 26, 2026 after market close.
What were Expensify, Inc.'s Q4 2025 revenue and EPS?
Expensify, Inc. reported revenue of $35.2M and eps of $-0.03 for Q4 2025.
Did Expensify, Inc. beat estimates in Q4 2025?
Revenue missed the consensus estimate of $35.5M by $302.0K. EPS missed the consensus estimate of $0.04 by $0.07.
How did Expensify, Inc.'s Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue declined 4.9% from $37.0M a year earlier.
Where can I find Expensify, Inc.'s Q4 2025 SEC filings?
You can read the 8-K earnings release (0001476840-26-000008) and the 10-K periodic report (0001476840-26-000009) directly on SEC EDGAR. The filing index links above go to sec.gov.