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Discontinued — last reported Q4 '25

Total debt at other companies

Navan, Inc.
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Navan, Inc. NAVN
$172.45M
BILL Holdings logo
BILL HoldingsBILL
$1.89B+6.3%
WEX logo
WEXWEX
$5.24B-6.2%
Priority Technology Holdings logo
Priority Technology HoldingsPRTH
$1.05B+13.6%
BlackLine logo
BlackLineBL
$20.64M-92.0%
Corpay logo
CorpayCPAY

Other financials

Income statement

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Revenue$34.0M-5.8%
Gross profit$16.2M-11.4%
Operating income-$2.0M-32.6%
Net income-$2.3M+26.3%
EPS (diluted)-$0.02+33.3%

Balance sheet

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Cash & equivalents$109.6M+13.8%
Total equity$138.5M+2.9%
Total assets$190.6M+0.7%

Cash flow

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Operating cash flow$118.0K-98.5%
CapEx$182.0K+4.6%
Free cash flow-$64.0K-101%

Valuation

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Market cap$172.62M-24.4%
P/S1.2×-0.3×

Profitability

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Gross margin49.6%-2.8pp
Operating margin-13.2%
Net margin-14.7%-86.5pp
FCF margin8.8%-11.0pp

Returns & leverage

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Return on equity-15.1%+177pp
Debt / equity0.0×
Current ratio3.5×+0.2×

Where this comes from

Calculated from Expensify, Inc.’s reported figures.

The official record: Expensify, Inc.’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Expensify, Inc.'s total debt?
Expensify, Inc. (EXFY) reported total debt of $678K in Q4 2025.
How has Expensify, Inc.'s total debt changed year-over-year?
Expensify, Inc.'s total debt decreased by 18.2% year-over-year, from $829K to $678K.
What is the long-term trend for Expensify, Inc.'s total debt?
Over 5 years (2020 to 2025), Expensify, Inc.'s total debt has grown at a -54.7% compound annual growth rate (CAGR), from $35.62M to $678K.
What does total debt mean?
Total debt represents the aggregate sum of all interest-bearing financial obligations, including short-term borrowings, the current portion of long-term debt, and long-term debt instruments. It also encompasses capitalized lease liabilities and other debt-like financing arrangements that require fixed repayment schedules. This metric serves as a comprehensive indicator of a company's total financial leverage and its reliance on external capital providers.