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Expensify, Inc. EXFY Debt Issuance Costs

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$1.14M-97.2%

Other financials

Income statement

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Revenue$33.9M-5.3%
Gross profit$16.3M-12.1%
Operating income-$2.9M+71.7%
Net income-$3.9M+56.2%
EPS (diluted)-$0.04+60.0%

Balance sheet

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Cash & equivalents$109.6M+7.0%
Total debt$678.0K-18.2%
Total equity$134.6M+2.1%
Total assets$185.4M-0.9%

Cash flow

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Operating cash flow$8.4M+3.0%
CapEx-$182.0K
Free cash flow$8.6M+3.3%

Valuation

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Market cap$190.95M+4.4%
P/S1.4×+0.1×

Profitability

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Gross margin48.7%-2.6pp
Operating margin-8%
Net margin-11.3%+0.7pp
FCF margin9.1%-9.7pp

Returns & leverage

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Return on equity-11.7%-0.7pp
Debt / equity0.0×
Current ratio3.5×+0.4×

Where this comes from

Reported directly by Expensify, Inc. in its filing.

Tagged under the XBRL concept us-gaap:PaymentsOfDebtIssuanceCosts.

The source filing: Expensify, Inc.’s 10-K, filed February 26, 2026.

Filed
Feb 26, 2026, 4:05 PM EST
Fiscal year
FY2025
Accession
0001476840-26-000009
Line itemYear Ended December 31, 2025Year Ended December 31, 2024
Cash flows from financing activities:
Principal payments of finance leases(140)(129)
Principal payments of outstanding debt(22,671)
Payments for debt issuance costs(153)(71)
Repurchases of early exercised stock options(35)
Proceeds from common stock purchased under Matching Plan6,3214,091
Proceeds from issuance of common stock on exercise of stock options323431
Payments for employee taxes withheld from stock-based awards(2,179)

Item 8. Financial Statements and Supplementary Data

FAQ

What is Expensify, Inc.'s debt issuance costs?
Expensify, Inc. (EXFY) reported debt issuance costs of $65K in Q4 2025.
What does debt issuance costs mean?
Cash paid for fees, legal costs, and underwriting discounts associated with issuing new debt.

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