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Unearned premiums at other companies

Old Republic International logo
Old Republic InternationalORI
$4.1B+12.1%
American Financial Group logo
American Financial GroupAFG
$3.91B+5.4%
Ally Financial logo
Ally FinancialALLY
$3.67B+2.9%
Arch Capital Group logo
Arch Capital GroupACGL
$10.94B-1.4%
Cincinnati Financial logo
Cincinnati FinancialCINF
$5.42B+7.0%
Assurant logo
AssurantAIZ
$20.9B+3.8%

Other financials

Income statement

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Revenue$1.8B+16.2%
Net income$125.1M+68.6%
EPS (diluted)$1.21+70.4%

Balance sheet

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Cash & equivalents$2.4B+19.1%
Total debt$1.8B-1.4%
Total equity$5.5B+9.4%
Total assets$17.9B+15.7%

Cash flow

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Operating cash flow$5.6M+111%
CapEx$38.3M-8.2%
Free cash flow-$32.7M+65.4%

Valuation

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Market cap$6.99B-8.6%
Enterprise value$6.31B-15.3%
P/E10.4×-37.9×
P/S0.9×-0.3×

Profitability

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Net margin8.7%+6.2pp
FCF margin10.7%+1.7pp

Returns & leverage

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Return on equity12.8%+9.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by First American Financial in its filing.

Tagged under the XBRL concept us-gaap:UnearnedPremiums.

The official record: First American Financial’s 10-Q, filed April 24, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First American Financial's unearned premiums?
First American Financial (FAF) reported unearned premiums of $199.3M in Q1 2026.
How has First American Financial's unearned premiums changed year-over-year?
First American Financial's unearned premiums increased by 1.6% year-over-year, from $196.2M to $199.3M.
What is the long-term trend for First American Financial's unearned premiums?
Over 5 years (2020 to 2025), First American Financial's unearned premiums has grown at a -4.7% compound annual growth rate (CAGR), from $272M to $214M.
What does unearned premiums mean?
This represents the portion of insurance premiums collected in advance that has not yet been earned by the company because the policy coverage period remains active. As time passes, this liability is recognized as revenue over the life of the policy. It serves as a key indicator of future revenue potential and the volume of active insurance business.