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Unearned premiums at other companies

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$236M-0.8%
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$257.88M-19.7%
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$21.11B+3.0%

Other financials

Income statement

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Revenue$2.1B+15.0%
Net income$218.5M+49.6%
EPS (diluted)$2.12+50.4%

Balance sheet

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Cash & equivalents$2.6B+29.2%
Total debt$1.8B-0.9%
Total equity$5.6B+9.6%
Total assets$18.9B+16.4%

Cash flow

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Operating cash flow$356.6M-1.4%
CapEx$39.2M-25.2%
Free cash flow$317.4M+2.6%

Valuation

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Market cap$7.66B+20.0%
Enterprise value$6.78B+10.9%
P/E10.3×-23.5×
P/S0.0×

Profitability

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Net margin9.3%+6.4pp
FCF margin10.4%+0.2pp

Returns & leverage

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Return on equity13.9%+10.1pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by First American Financial in its filing.

Tagged under the XBRL concept us-gaap:UnearnedPremiums.

The source filing: First American Financial’s 10-Q, filed July 23, 2026.

Filed
Jul 23, 2026, 4:55 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-314255
Line itemJune 30, 2026December 31,2025
Liabilities and Equity
Deposits$7,877.9$5,292.7
Accounts payable and accrued liabilities902.11,002.7
Deferred revenue208.3214.0
Reserve for known and incurred but not reported claims1,151.61,169.6
Income taxes payable55.442.7
Deferred income taxes312.7312.7
Operating lease liabilities206.2218.2

Item 1. Financial Statements.

FAQ

What is First American Financial's unearned premiums?
First American Financial (FAF) reported unearned premiums of $208.3M in Q2 2026.
How has First American Financial's unearned premiums changed year-over-year?
First American Financial's unearned premiums increased by 2.0% year-over-year, from $204.3M to $208.3M.
What is the long-term trend for First American Financial's unearned premiums?
Over 5 years (2020 to 2025), First American Financial's unearned premiums has grown at a -4.7% compound annual growth rate (CAGR), from $272M to $214M.
What does unearned premiums mean?
This represents the portion of insurance premiums collected in advance that has not yet been earned by the company because the policy coverage period remains active. As time passes, this liability is recognized as revenue over the life of the policy. It serves as a key indicator of future revenue potential and the volume of active insurance business.

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