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Unearned premiums at other companies

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ProgressivePGR
$27.89B+4.8%
Universal Insurance Holdings logo
Universal Insurance HoldingsUVE
$1.07B+5.2%
Slide Insurance Holdings, Inc. Common Stock logo
Slide Insurance Holdings, Inc. Common StockSLDE
$934.41M
American Financial Group logo
American Financial GroupAFG
$3.91B+5.4%
Old Republic International logo
Old Republic InternationalORI
$4.1B+12.1%
United Fire Group logo
United Fire GroupUFCS
$691.46M+7.3%

Other financials

Income statement

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Revenue$71.2M-1.4%
Operating income$25.5M+1.7%
Net income$19.3M-9.8%
EPS (diluted)$0.39-9.3%

Balance sheet

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Cash & equivalents$238.9M-6.0%
Total debt$152.5M+0.1%
Total equity$331.7M+27.1%
Total assets$997.0M-14.0%

Cash flow

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Operating cash flow-$5.7M-122%
CapEx$136.0K+41.7%
Free cash flow-$5.9M-122%

Valuation

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Market cap$521.47M+3.8%
Enterprise value$435.04M+8.6%
P/E-1.9×
P/S1.6×-0.1×

Profitability

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Operating margin42.1%+10.9pp
Net margin31.3%+7.0pp
FCF margin48.7%

Returns & leverage

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Return on equity35.4%+3.7pp
Debt / equity0.5×-0.1×

Where this comes from

Reported directly by American Coastal Insurance Corporation in its filing.

Tagged under the XBRL concept us-gaap:UnearnedPremiums.

The official record: American Coastal Insurance Corporation’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is American Coastal Insurance Corporation's unearned premiums?
American Coastal Insurance Corporation (ACIC) reported unearned premiums of $257.88M in Q1 2026.
How has American Coastal Insurance Corporation's unearned premiums changed year-over-year?
American Coastal Insurance Corporation's unearned premiums decreased by 19.7% year-over-year, from $321.11M to $257.88M.
What is the long-term trend for American Coastal Insurance Corporation's unearned premiums?
Over 5 years (2020 to 2025), American Coastal Insurance Corporation's unearned premiums has grown at a -19.2% compound annual growth rate (CAGR), from $723.94M to $249.62M.
What does unearned premiums mean?
This represents the portion of written premiums that has been collected but not yet earned because the policy coverage period extends beyond the reporting date. It serves as a liability that will be recognized as revenue over the remaining term of the insurance policies. This metric is a primary indicator of future revenue potential and the scale of the company's active insurance book.