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Unearned premiums at other companies

Progressive logo
ProgressivePGR
$27.89B+4.8%
Allstate logo
AllstateALL
$28.86B+6.2%
HCI Group logo
HCI GroupHCI
$597.81M+4.2%
Slide Insurance Holdings, Inc. Common Stock logo
Slide Insurance Holdings, Inc. Common StockSLDE
$934.41M
Employers Holdings logo
Employers HoldingsEIG
$392.7M-8.2%
SiriusPoint logo
SiriusPointSPNT
$1.99B+9.6%

Other financials

Income statement

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Revenue$393.6M-0.3%
Net income$54.3M+31.0%
EPS (diluted)$1.88+30.6%

Balance sheet

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Cash & equivalents$598.4M+49.3%
Total debt$100.3M-0.8%
Total equity$584.7M+38.4%
Total assets$2.8B+2.0%

Cash flow

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Operating cash flow$154.8M-17.1%
CapEx$1.6M+28.8%
Free cash flow$153.2M-17.4%

Valuation

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Market cap$1.14B+53.0%
Enterprise value$638.15M+44.1%
P/E5.8×-5.3×
P/S0.7×+0.2×

Profitability

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Net margin12.2%+7.9pp
FCF margin21.5%

Returns & leverage

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Return on equity38.9%+21.9pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Universal Insurance Holdings in its filing.

Tagged under the XBRL concept us-gaap:UnearnedPremiums.

The official record: Universal Insurance Holdings’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Universal Insurance Holdings's unearned premiums?
Universal Insurance Holdings (UVE) reported unearned premiums of $1.07B in Q1 2026.
How has Universal Insurance Holdings's unearned premiums changed year-over-year?
Universal Insurance Holdings's unearned premiums increased by 5.2% year-over-year, from $1.01B to $1.07B.
What is the long-term trend for Universal Insurance Holdings's unearned premiums?
Over 5 years (2020 to 2025), Universal Insurance Holdings's unearned premiums has grown at a 6.9% compound annual growth rate (CAGR), from $783.14M to $1.09B.
What does unearned premiums mean?
This represents the portion of written insurance premiums that has been collected but not yet earned because the policy coverage period has not expired. It acts as a liability because the company remains obligated to provide coverage for the remainder of the policy term. A growing balance typically indicates a growing book of business and future revenue potential.