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Allstate ALL Unearned premiums

Unearned premiums at other companies

KIN
Kingstone CompaniesKINS
$152.63M+17.2%
Mercury General logo
Mercury GeneralMCY
$2.35B+11.0%
Progressive logo
ProgressivePGR
$27.4B+4.0%
The Travelers Companies logo
The Travelers CompaniesTRV
$23.33B+0.2%
Universal Insurance Holdings logo
Universal Insurance HoldingsUVE
$1.14B+5.2%
The Hanover Insurance Group logo
The Hanover Insurance GroupTHG
$3.48B+4.3%

Segments

By segment

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Allstate Protection and Run-off Property-Liability$19.54B
Protection Services$5.61B+4.1%

Other financials

Income statement

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Revenue$18.6B+11.8%
Net income$3.3B+55.1%
EPS (diluted)$12.51+61.2%

Balance sheet

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Cash & equivalents$840.0M-15.6%
Total debt$7.5B-7.4%
Total equity$33.7B+40.3%
Total assets$124.76B+7.6%

Cash flow

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Operating cash flow$2.6B+40.6%
CapEx$43.0M
Free cash flow$2.6B+38.3%

Valuation

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Market cap$67.51B+23.9%
Enterprise value$74.17B+20.4%
P/E5.1×-4.3×
P/S+0.1×

Profitability

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Net margin18.9%+10.2pp
FCF margin17.5%+4.6pp

Returns & leverage

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Return on equity46%+18.8pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Allstate in its filing.

Tagged under the XBRL concept us-gaap:UnearnedPremiums.

The source filing: Allstate’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:17 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000899051-26-000118
($ in millions, except par value data)June 30,2026December 31, 2025
Total assets124,756119,758
Liabilities
Reserve for property and casualty insurance claims and claims expense40,97941,079
Unearned premiums29,38829,080
Claim payments outstanding1,5521,419
Deferred income taxes172227
Other liabilities and accrued expenses11,4959,874
Debt7,4927,490

Item 1. Financial Statements

FAQ

What is Allstate's unearned premiums?
Allstate (ALL) reported unearned premiums of $29.39B in Q2 2026.
How has Allstate's unearned premiums changed year-over-year?
Allstate's unearned premiums increased by 4.9% year-over-year, from $28.01B to $29.39B.
What is the long-term trend for Allstate's unearned premiums?
Over 5 years (2020 to 2025), Allstate's unearned premiums has grown at a 12.8% compound annual growth rate (CAGR), from $15.95B to $29.08B.
What does unearned premiums mean?
This represents the portion of written premiums that relates to the unexpired period of insurance policies. It is a liability because the company is obligated to provide coverage for the remainder of the policy term. As time passes, this liability is recognized as earned premium revenue.

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