Unearned premiums
Allstate Unearned premiums decreased by 0.7% to $28.86B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 6.2%, from $27.17B to $28.86B. Over 5 years (FY 2020 to FY 2025), Unearned premiums shows an upward trend with a 12.8% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
An increase typically signals growth in new business or policy renewals, while a decrease suggests a contraction in the active policy portfolio.
Detailed definition
This liability represents the portion of insurance premiums collected in advance that corresponds to the unexpired term...
Peer comparison
Standard across all insurance carriers; peers are compared based on the ratio of unearned premiums to total written premiums.
ins_unearned_premiumsHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $18.76B | $19.63B | $19.84B | $20.25B | $21.03B | $22.03B | $22.31B | $22.50B | $23.36B | $24.52B | $24.71B | $24.95B | $25.93B | $27.06B | $26.91B | $27.17B | $28.01B | $29.16B | $29.08B | $28.86B |
| QoQ Change | — | +4.6% | +1.1% | +2.0% | +3.8% | +4.8% | +1.3% | +0.8% | +3.8% | +5.0% | +0.8% | +1.0% | +3.9% | +4.4% | -0.6% | +1.0% | +3.1% | +4.1% | -0.3% | -0.7% |
| YoY Change | — | — | — | — | +12.1% | +12.2% | +12.4% | +11.1% | +11.1% | +11.3% | +10.7% | +10.9% | +11.0% | +10.4% | +8.9% | +8.9% | +8.0% | +7.8% | +8.1% | +6.2% |
Business Segments
| Segment | Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 |
|---|---|---|---|---|
| Allstate Protection | $15.76B | $17.54B | $19.54B | $21.51B |
| Total | $19.84B | $22.31B | $24.71B | $26.91B |
Allstate Protection was previously reported and has since been discontinued or reclassified. Only currently active segments are shown in the chart.
Unearned premiums at Other Companies
Frequently Asked Questions
- What is Allstate's unearned premiums?
- Allstate (ALL) reported unearned premiums of $28.86B in Q1 2026.
- How has Allstate's unearned premiums changed year-over-year?
- Allstate's unearned premiums increased by 6.2% year-over-year, from $27.17B to $28.86B.
- What is the long-term trend for Allstate's unearned premiums?
- Over 5 years (2020 to 2025), Allstate's unearned premiums has grown at a 12.8% compound annual growth rate (CAGR), from $15.95B to $29.08B.
- What does unearned premiums mean?
- Premiums collected for insurance coverage that has not yet been provided.