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Unearned premiums at other companies

Progressive logo
ProgressivePGR
$27.4B+4.0%
The Travelers Companies logo
The Travelers CompaniesTRV
$23.33B+0.2%
Allstate logo
AllstateALL
$29.39B+4.9%
Selective Insurance Group logo
Selective Insurance GroupSIGI
$2.77B-1.8%
United Fire Group logo
United Fire GroupUFCS
$691.46M+7.3%
The Hartford Financial Services Group logo
The Hartford Financial Services GroupHIG
$10.84B+4.8%

Other financials

Income statement

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Revenue$1.7B+4.3%
Operating income$251.9M+20.0%
Net income$191.6M+22.0%
EPS (diluted)$5.38+25.1%

Balance sheet

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Cash & equivalents$266.1M+9.0%
Total debt$844.0M+7.6%
Total equity$3.7B+14.2%
Total assets$16.9B+7.2%

Cash flow

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Operating cash flow$212.3M+2.8%
CapEx$2.9M+70.6%
Free cash flow$209.4M+2.2%

Valuation

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Market cap$7.98B+31.7%
Enterprise value$8.55B+29.7%
P/E10.6×-0.4×
P/S1.2×+0.2×

Profitability

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Operating margin14.2%
Net margin11.2%+2.5pp
FCF margin18.5%+5.3pp

Returns & leverage

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Return on equity21.9%+2.7pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by The Hanover Insurance Group in its filing.

Tagged under the XBRL concept us-gaap:UnearnedPremiums.

The source filing: The Hanover Insurance Group’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 5:02 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000944695-26-000014
(In millions, except share data)June 30, 2026December 31, 2025
Total assets$16,863.9$16,945.9
Liabilities
Loss and loss adjustment expense reserves$8,001.7$7,755.2
Unearned premiums3,479.63,440.4
Expenses and taxes payable716.2806.7
Reinsurance premiums payable45.145.2
Short-term debt50.1375.0
Long-term debt793.9843.3

ITEM 1 - FINANCIAL STATEMENTS

FAQ

What is The Hanover Insurance Group's unearned premiums?
The Hanover Insurance Group (THG) reported unearned premiums of $3.48B in Q2 2026.
How has The Hanover Insurance Group's unearned premiums changed year-over-year?
The Hanover Insurance Group's unearned premiums increased by 4.3% year-over-year, from $3.34B to $3.48B.
What is the long-term trend for The Hanover Insurance Group's unearned premiums?
Over 5 years (2020 to 2025), The Hanover Insurance Group's unearned premiums has grown at a 6.7% compound annual growth rate (CAGR), from $2.48B to $3.44B.
What does unearned premiums mean?
This represents the portion of written insurance premiums that relates to the unexpired period of the policy term. As time passes and the company provides coverage, this liability is systematically recognized as earned premium revenue. It serves as a measure of the company's future revenue pipeline and its obligation to provide insurance services.

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