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Unearned premiums at other companies

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ProgressivePGR
$27.4B+4.0%
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The Travelers CompaniesTRV
$23.33B+0.2%
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The Hartford Financial Services GroupHIG
$10.84B+4.8%
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ChubbCB
$28.51B+7.5%
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American Financial GroupAFG
$4.3B+6.7%
Kinsale Capital Group logo
Kinsale Capital GroupKNSL
$891.58M-3.2%

Other financials

Income statement

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Revenue$1.4B+4.5%
Net income$129.4M+50.5%
EPS (diluted)$2.11+55.1%

Balance sheet

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Cash & equivalents$557.0K+56.0%
Total debt$903.2M-0.5%
Total equity$3.7B+8.7%
Total assets$15.6B+7.9%

Cash flow

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Operating cash flow$229.0M+37.2%
CapEx$14.1M+94.6%
Free cash flow$214.9M+34.6%

Valuation

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Market cap$5.77B+19.9%
Enterprise value$6.67B+16.6%
P/E11.6×-1.0×
P/S1.1×+0.1×

Profitability

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Net margin9.1%+1.6pp
FCF margin21.7%-0.4pp

Returns & leverage

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Return on equity14.2%+2.0pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Selective Insurance Group in its filing.

Tagged under the XBRL concept us-gaap:UnearnedPremiums.

The source filing: Selective Insurance Group’s 10-Q, filed July 24, 2026.

Filed
Jul 24, 2026, 2:18 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000230557-26-000020
SELECTIVE INSURANCE GROUP, INC.CONSOLIDATED BALANCE SHEETS / ($ in thousands, except share amounts)Unaudited / June 30, 2026December 31, 2025
LIABILITIES AND STOCKHOLDERS’ EQUITY
Liabilities:
Reserve for loss and loss expense (Note 8)$7,681,4397,225,398
Unearned premiums2,765,7492,745,521
Long-term debt900,959901,873
Current federal income tax16,939
Accrued salaries and benefits122,186140,786
Other liabilities482,629516,218

ITEM 1. FINANCIAL STATEMENTS.

FAQ

What is Selective Insurance Group's unearned premiums?
Selective Insurance Group (SIGI) reported unearned premiums of $2.77B in Q2 2026.
How has Selective Insurance Group's unearned premiums changed year-over-year?
Selective Insurance Group's unearned premiums decreased by 1.8% year-over-year, from $2.82B to $2.77B.
What is the long-term trend for Selective Insurance Group's unearned premiums?
Over 5 years (2020 to 2025), Selective Insurance Group's unearned premiums has grown at a 11.2% compound annual growth rate (CAGR), from $1.62B to $2.75B.
What does unearned premiums mean?
This liability represents the portion of written premiums that has been collected but not yet earned because the policy coverage period has not fully elapsed. It serves as a proxy for future revenue that will be recognized as the insurance protection is provided over time. A growing balance typically indicates an expanding book of business, while a shrinking balance may signal a contraction in premium volume.

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