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Kinsale Capital Group KNSL Unearned premiums

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$3.91B+5.4%

Other financials

Income statement

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Revenue$466.7M+10.2%
Net income$112.6M+26.1%
EPS (diluted)$4.88+27.4%

Balance sheet

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Cash & equivalents$223.3M+57.2%
Total debt$224.5M+21.9%
Total equity$2.0B+24.3%
Total assets$6.2B+19.2%

Cash flow

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Operating cash flow$248.9M+8.3%
CapEx$7.6M-37.8%
Free cash flow$241.3M+10.9%

Valuation

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Market cap$7.12B-30.2%
Enterprise value$7.12B-30.4%
P/E13.5×-11.7×
P/S3.7×-2.5×

Profitability

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Net margin27.5%+2.8pp
FCF margin52.9%-5.9pp

Returns & leverage

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Return on equity29.7%+0.3pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Kinsale Capital Group in its filing.

Tagged under the XBRL concept us-gaap:UnearnedPremiums.

The official record: Kinsale Capital Group’s 10-Q, filed April 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Kinsale Capital Group's unearned premiums?
Kinsale Capital Group (KNSL) reported unearned premiums of $856.16M in Q1 2026.
How has Kinsale Capital Group's unearned premiums changed year-over-year?
Kinsale Capital Group's unearned premiums increased by 1.2% year-over-year, from $845.7M to $856.16M.
What is the long-term trend for Kinsale Capital Group's unearned premiums?
Over 5 years (2020 to 2025), Kinsale Capital Group's unearned premiums has grown at a 26.9% compound annual growth rate (CAGR), from $260.99M to $860.39M.
What does unearned premiums mean?
This represents the portion of written premiums that relates to the unexpired period of insurance policies, which the company has collected but not yet earned. As time passes, this liability is reduced and the corresponding amount is recognized as earned premium revenue. It serves as a key indicator of future revenue potential and the company's current volume of active insurance coverage.