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The Travelers Companies TRV Unearned premiums

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Other financials

Income statement

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Revenue$12.2B+0.3%
Net income$2.2B+46.3%
EPS (diluted)$10.26+57.1%

Balance sheet

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Cash & equivalents$621.0M-5.8%
Total debt$9.1B+12.9%
Total equity$33.1B+12.2%
Total assets$143.58B+3.4%

Cash flow

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Operating cash flow$1.9B-17.9%

Valuation

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Market cap$80.16B+34.7%
Enterprise value$88.6B+32.5%
P/E9.7×-1.7×
P/S1.6×+0.4×

Profitability

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Net margin17%+6.0pp

Returns & leverage

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Return on equity26.5%+7.2pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by The Travelers Companies in its filing.

Tagged under the XBRL concept us-gaap:UnearnedPremiums.

The source filing: The Travelers Companies’s 10-Q, filed July 17, 2026.

Filed
Jul 17, 2026, 7:01 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000086312-26-000145
Line itemJune 30,2026December 31,2025
Total assets$143,580$143,708
Liabilities
Claims and claim adjustment expense reserves$67,226$65,737
Unearned premium reserves23,32722,431
Contractholder payables3,0893,026
Payables for reinsurance premiums1,016529
Debt9,0689,267
Other liabilities6,7337,282

Item 1. FINANCIAL STATEMENTS

FAQ

What is The Travelers Companies's unearned premiums?
The Travelers Companies (TRV) reported unearned premiums of $23.33B in Q2 2026.
How has The Travelers Companies's unearned premiums changed year-over-year?
The Travelers Companies's unearned premiums increased by 0.2% year-over-year, from $23.29B to $23.33B.
What is the long-term trend for The Travelers Companies's unearned premiums?
Over 5 years (2020 to 2025), The Travelers Companies's unearned premiums has grown at a 8.1% compound annual growth rate (CAGR), from $15.22B to $22.43B.
What does unearned premiums mean?
Unearned premiums represent the portion of written premiums that relate to the unexpired period of insurance policies. As time passes, these premiums are recognized as earned revenue on a pro-rata basis. This liability reflects the company's obligation to provide coverage for the remainder of the policy terms.

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