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Employers Holdings EIG Unearned premiums

Unearned premiums at other companies

The Travelers Companies logo
The Travelers CompaniesTRV
$22.77B+0.2%
The Hartford Financial Services Group logo
The Hartford Financial Services GroupHIG
$10.45B+5.8%
Chubb logo
ChubbCB
$27.18B+11.0%
Universal Insurance Holdings logo
Universal Insurance HoldingsUVE
$1.07B+5.2%
United Fire Group logo
United Fire GroupUFCS
$691.46M+7.3%
HCI Group logo
HCI GroupHCI
$597.81M+4.2%

Other financials

Income statement

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Revenue$207.6M+2.5%
Net income$10.2M-20.3%
EPS (diluted)$0.520.0%

Balance sheet

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Cash & equivalents$153.1M+52.5%
Total debt$128.8M+3,289%
Total equity$866.5M-19.4%
Total assets$3.4B-3.4%

Cash flow

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Operating cash flow$2.2M-84.9%
CapEx$900.0K+80.0%
Free cash flow$1.3M-90.8%

Valuation

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Market cap$890.44M-20.4%
Enterprise value$866.14M-15.3%
P/E20.1×+9.1×
P/S-0.3×

Profitability

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Net margin6.9%-8.4pp
FCF margin3.8%-6.8pp

Returns & leverage

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Return on equity5.9%
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by Employers Holdings in its filing.

Tagged under the XBRL concept us-gaap:UnearnedPremiums.

The official record: Employers Holdings’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Employers Holdings's unearned premiums?
Employers Holdings (EIG) reported unearned premiums of $392.7M in Q1 2026.
How has Employers Holdings's unearned premiums changed year-over-year?
Employers Holdings's unearned premiums decreased by 8.2% year-over-year, from $428M to $392.7M.
What is the long-term trend for Employers Holdings's unearned premiums?
Over 5 years (2020 to 2025), Employers Holdings's unearned premiums has grown at a 5.6% compound annual growth rate (CAGR), from $299.1M to $391.9M.
What does unearned premiums mean?
The portion of written insurance premiums that relates to the unexpired period of the policy term, representing a liability to provide coverage in the future. This metric is a key indicator of future revenue that will be recognized as the policies earn out over time.