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Employers Holdings EIG Unearned premiums

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Other financials

Income statement

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Revenue$207.6M+2.5%
Net income$10.2M-20.3%
EPS (diluted)$0.520.0%

Balance sheet

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Cash & equivalents$153.1M+52.5%
Total debt$128.8M+3,289%
Total equity$866.5M-19.4%
Total assets$3.4B-3.4%

Cash flow

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Operating cash flow$2.2M-84.9%
CapEx$900.0K+80.0%
Free cash flow$1.3M-90.8%

Valuation

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Market cap$888.87M-8.6%
Enterprise value$864.57M-4.6%
P/E20×+9.0×
P/S-0.1×

Profitability

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Net margin6.9%-8.4pp
FCF margin3.8%-6.8pp

Returns & leverage

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Return on equity5.9%
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by Employers Holdings in its filing.

Tagged under the XBRL concept us-gaap:UnearnedPremiums.

The source filing: Employers Holdings’s 10-Q, filed May 1, 2026.

Filed
May 1, 2026, 4:17 PM EDT
Fiscal quarter
Q4 FY2026
Calendar quarter
Q4 2026
Accession
0001379041-26-000023
AssetsAs of / March 31,2026 / (unaudited)As of / December 31,2025
Total assets$3,436.5$3,436.6
Liabilities and stockholders’ equity
Unpaid losses and loss adjustment expenses$1,802.5$1,805.8
Unearned premiums392.7391.9
Commissions and premium taxes payable55.259.9
Accounts payable and accrued expenses19.323.4
Deferred reinsurance gain—LPT Agreement86.888.0
Short-term debt16.0

Item 1. Consolidated Financial Statements

FAQ

What is Employers Holdings's unearned premiums?
Employers Holdings (EIG) reported unearned premiums of $392.7M in Q1 2026.
How has Employers Holdings's unearned premiums changed year-over-year?
Employers Holdings's unearned premiums decreased by 8.2% year-over-year, from $428M to $392.7M.
What is the long-term trend for Employers Holdings's unearned premiums?
Over 5 years (2020 to 2025), Employers Holdings's unearned premiums has grown at a 5.6% compound annual growth rate (CAGR), from $299.1M to $391.9M.
What does unearned premiums mean?
The portion of written insurance premiums that relates to the unexpired period of the policy term, representing a liability to provide coverage in the future. This metric is a key indicator of future revenue that will be recognized as the policies earn out over time.

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