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Amerisafe AMSF Unearned premiums

Unearned premiums at other companies

The Travelers Companies logo
The Travelers CompaniesTRV
$22.77B+0.2%
The Hartford Financial Services Group logo
The Hartford Financial Services GroupHIG
$10.45B+5.8%
Chubb logo
ChubbCB
$27.18B+11.0%
Employers Holdings logo
Employers HoldingsEIG
$392.7M-8.2%
Universal Insurance Holdings logo
Universal Insurance HoldingsUVE
$1.07B+5.2%
United Fire Group logo
United Fire GroupUFCS
$691.46M+7.3%

Other financials

Income statement

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Revenue$80.1M+10.3%
Net income$8.1M-9.0%
EPS (diluted)$0.43-8.5%

Balance sheet

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Cash & equivalents$34.2M-23.5%
Total debt$491.0K+14.7%
Total equity$246.6M-5.5%
Total assets$1.1B-2.9%

Cash flow

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Operating cash flow-$2.7M-50.6%
CapEx$26.0K+1,200%
Free cash flow-$2.7M-51.8%

Valuation

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Market cap$595.34M-28.2%
P/E12.9×-4.6×
P/S1.8×-0.9×

Profitability

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Net margin14.3%-1.5pp
FCF margin2.5%

Returns & leverage

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Return on equity18.3%+1.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Amerisafe in its filing.

Tagged under the XBRL concept us-gaap:UnearnedPremiums.

The official record: Amerisafe’s 10-Q, filed April 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Amerisafe's unearned premiums?
Amerisafe (AMSF) reported unearned premiums of $144.86M in Q1 2026.
How has Amerisafe's unearned premiums changed year-over-year?
Amerisafe's unearned premiums increased by 9.2% year-over-year, from $132.65M to $144.86M.
What is the long-term trend for Amerisafe's unearned premiums?
Over 5 years (2020 to 2025), Amerisafe's unearned premiums has grown at a 0.9% compound annual growth rate (CAGR), from $129.26M to $135.5M.
What does unearned premiums mean?
This represents the portion of written insurance premiums that relates to the unexpired period of the policy term, for which the company has not yet provided coverage. It is a liability because the company is obligated to provide insurance services or refund the premium if the policy is cancelled. This metric is a key indicator of future revenue potential and the volume of active business.