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FB Financial

FBK

FB Financial Corporation is a financial holding company that operates primarily through its subsidiary, FirstBank, providing commercial and consumer banking services.

Market cap
$3.02B+17.8%
Revenue$601.7M+25.7%
Net income$140.8M+10.5%
Free cash flow$194.4M+145%
EPS (diluted)$2.70-0.7%
Trailing twelve months · change vs. prior year

Earnings

Next report

Oct 13, 2026 (in 2 months)
Revenue estimate$181.3M
EPS estimate$1.21

Financials

Q1 2026

Income statement

See full
Revenue$172.3M+31.9%
Net income$57.5M+46.1%
EPS (diluted)$1.10+31.0%

Balance sheet

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Cash & equivalents$1.2B+45.7%
Total debt$273.4M+19.2%
Total equity$2.0B+23.2%
Total assets$16.5B+25.4%

Cash flow

See full
Operating cash flow$31.0M+288%
CapEx$1.7M+4.9%
Free cash flow$29.3M+262%

Valuation & ratios

Valuation

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Market cap$3.02B+17.8%
Enterprise value$2.13B+29.4%
P/E21.4×-7.2×
P/S-1.0×

Profitability

See full
Net margin23.4%-3.2pp
FCF margin32.3%+15.7pp

Returns & leverage

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Return on equity7.9%-0.4pp
Debt / equity0.1×0.0×

Segments

By product

See full
Mortgage banking income$12.3M-1.4%
Service charges on deposit accounts$4.4M+25.8%
Investment services and trust income$4.3M+17.2%
ATM and interchange fees$3.0M+11.2%

Competitors

Profile

FB Financial Corporation is a financial holding company that operates primarily through its subsidiary, FirstBank, providing commercial and consumer banking services. The company employs a relationship-based community banking model, empowering local bankers with decision-making authority across metropolitan and community markets in the Southeastern United States. Its core value proposition centers on offering the product sophistication of a large regional bank with the personalized service and local connectivity of a community institution.

Competitive position

A leading regional player in Tennessee that differentiates itself by combining the scale and product suite of national banks with the local decision-making and service levels of community banks.

GeographiesTennessee, Alabama, Georgia, Kentucky, North Carolina, United States
Customer segmentsSMEs, Retail consumers, Commercial enterprises
Business modelRelationship-based banking, Interest-spread lending, Fee-based financial services
SuppliersFederal Reserve System, FDIC, Technology and core banking system providers, Retail and commercial depositors
CustomersSmall and medium-sized business owners, Residential mortgage borrowers, Commercial real estate developers, Retail banking customers
Listed2016
Employees1.6K
CEOChristopher T. Holmes
FilingsSEC EDGAR

FAQ

What is FB Financial's market cap?
FB Financial (FBK) has a market capitalization of $3.0B and trades on NYSE.
What is FB Financial's revenue and profitability?
FB Financial generated $601.7M in trailing twelve-month revenue with net income of $140.8M, representing a net margin of 23.4%, with free cash flow of $194.4M. These figures are based on the Q1 2026 filing.
Who are FB Financial's competitors?
FB Financial's key competitors include Regions Financial Corporation, First Horizon Corporation, Pinnacle Financial Partners, and others. These companies compete in similar markets and product categories.
Who does FB Financial partner with?
FB Financial's notable partners include The Tennessean, S&P Global Market Intelligence.
What subsidiaries does FB Financial have?
FB Financial's subsidiaries include FirstBank, FirstBank Investments of Tennessee, Inc., FirstBank Preferred Capital, Inc., and others.
Where is FB Financial headquartered?
FB Financial is headquartered in United States of America and employs approximately 1,591 people. It has been publicly traded since 2016.