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FB Financial FBK Retained Earnings

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Other financials

Income statement

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Revenue$172.3M+31.9%
Net income$57.5M+46.1%
EPS (diluted)$1.10+31.0%

Balance sheet

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Cash & equivalents$1.2B+45.7%
Total debt$273.4M+19.2%
Total equity$2.0B+23.2%
Total assets$16.5B+25.4%

Cash flow

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Operating cash flow$31.0M+288%
CapEx$1.7M+4.9%
Free cash flow$29.3M+262%

Valuation

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Market cap$3.04B+18.7%
Enterprise value$2.16B+33.0%
P/E21.6×-6.8×
P/S5.1×-0.9×

Profitability

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Net margin23.4%-3.2pp
FCF margin32.3%+15.7pp

Returns & leverage

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Return on equity7.9%-0.4pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by FB Financial in its filing.

Tagged under the XBRL concept us-gaap:RetainedEarningsAccumulatedDeficit.

The source filing: FB Financial’s 10-Q, filed May 4, 2026.

Filed
May 4, 2026, 12:02 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001649749-26-000040
Line itemMarch 31,December 31,
SHAREHOLDERS’ EQUITY
Common stock, $1 par value per share; 75,000,000 shares authorized; 51,418,024 and 51,752,401 shares issued and outstanding, respectively51,41851,752
Additional paid-in capital1,064,6191,082,344
Retained earnings893,095846,620
Accumulated other comprehensive loss, net(35,259)(32,551)
Total FB Financial Corporation common shareholders’ equity1,973,8731,948,165
Noncontrolling interest9393
Total equity1,973,9661,948,258

Item 1. Consolidated Financial Statements

FAQ

What is FB Financial's retained earnings?
FB Financial (FBK) reported retained earnings of $893.1M in Q1 2026.
How has FB Financial's retained earnings changed year-over-year?
FB Financial's retained earnings increased by 12.7% year-over-year, from $792.69M to $893.1M.
What is the long-term trend for FB Financial's retained earnings?
Over 5 years (2020 to 2025), FB Financial's retained earnings has grown at a 21.7% compound annual growth rate (CAGR), from $317.63M to $846.62M.
What does retained earnings mean?
Cumulative net income earned since inception minus all dividends paid — the total profits reinvested in the business over its lifetime.

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