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First BanCorp FBP Q1 2026 earnings

Reported April 22, 2026 · Before market open

Revenue$258.6MIn line
EPS$0.57Beat by $0.05
Revenue estimate$258.7M
EPS estimate$0.52

Next report

Oct 22, 2026 (in 2 months)
Revenue estimate$274.0M
EPS estimate$0.58

Financials

Q1 2026

Income statement

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Revenue$258.6M+4.2%
Net income$88.8M+15.2%
EPS (diluted)$0.57+21.3%

Balance sheet

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Cash & equivalents$550.9M-58.5%
Total debt$380.0M+14.8%
Total equity$2.0B+10.6%
Total assets$19.1B-0.1%

Cash flow

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Operating cash flow$121.1M+11.9%
CapEx$5.2M+248%
Free cash flow$115.9M+8.6%

Valuation & ratios

Valuation

as of 03/31/26
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Market cap$3.33B+5.9%
Enterprise value$3.16B+47.2%
P/E9.3×-1.1×
P/S3.3×0.0×

Profitability

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Net margin35.3%+3.6pp
FCF margin44.2%+3.7pp

Returns & leverage

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Return on equity19%+0.5pp
Debt / equity0.2×0.0×

Segments

By segment

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Consumer Retail Banking$172.5M+1.9%
Commercial And Corporate$47.0M+4.2%
United States Operations$22.8M+5.4%
Mortgage Banking$22.2M+4.9%
Virgin Islands Operations$19.2M+3.7%

FAQ

When did First BanCorp report Q1 2026 earnings?
First BanCorp (FBP) reported Q1 2026 earnings on April 22, 2026 before market open.
What were First BanCorp's Q1 2026 revenue and EPS?
First BanCorp reported revenue of $258.6M and eps of $0.57 for Q1 2026.
Did First BanCorp beat estimates in Q1 2026?
Revenue missed the consensus estimate of $258.7M by $99.0K. EPS beat the consensus estimate of $0.52 by $0.05.
How did First BanCorp's Q1 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 6.0% from $244.1M a year earlier and eps grew 21.3% from $0.47.
Where can I find First BanCorp's Q1 2026 SEC filings?
You can read the 8-K earnings release (0001057706-26-000010) and the 10-Q periodic report (0001057706-26-000012) directly on SEC EDGAR. The filing index links above go to sec.gov.