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First BanCorp FBP Q2 2026 earnings

Reported July 22, 2026 · Before market open

Revenue$264.9MMiss by $441.8K
EPS$0.62Beat by $0.08
Revenue estimate$265.3M
EPS estimate$0.54

Next report

Oct 22, 2026 (in 2 months)
Revenue estimate$274.0M
EPS estimate$0.58

Financials

Q2 2026

Income statement

See full
Revenue$264.9M+7.3%
Net income$96.2M+19.9%
EPS (diluted)$0.62+24.0%

Balance sheet

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Cash & equivalents$561.3M-23.8%
Total debt$200.0M-37.5%
Total equity$2.0B+7.1%
Total assets$19.2B+1.8%

Cash flow

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Operating cash flow$92.2M-3.4%
CapEx$5.0M+93.1%
Free cash flow$87.2M-6.1%

Valuation & ratios

Valuation

as of 08/06/26
See full
Market cap$4.44B+34.9%
Enterprise value$4.07B+41.9%
P/E11.9×+1.2×
P/S4.3×+0.9×

Profitability

See full
Net margin36.2%+4.6pp
FCF margin42.8%+0.6pp

Returns & leverage

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Return on equity19.5%+1.1pp
Debt / equity0.1×-0.1×

Segments

By segment

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Consumer Retail Banking$171.7M+2.0%
Commercial And Corporate$51.2M+16.5%
United States Operations$23.7M+11.0%
Mortgage Banking$21.7M+2.7%
Virgin Islands Operations$19.6M+1.9%

FAQ

When did First BanCorp report Q2 2026 earnings?
First BanCorp (FBP) reported Q2 2026 earnings on July 22, 2026 before market open.
What were First BanCorp's Q2 2026 revenue and EPS?
First BanCorp reported revenue of $264.9M and eps of $0.62 for Q2 2026.
Did First BanCorp beat estimates in Q2 2026?
Revenue missed the consensus estimate of $265.3M by $441.8K. EPS beat the consensus estimate of $0.54 by $0.08.
Where can I find First BanCorp's Q2 2026 SEC filings?
You can read the 8-K earnings release (0001057706-26-000020) and the 10-Q periodic report (0001057706-26-000023) directly on SEC EDGAR. The filing index links above go to sec.gov.