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First BanCorp FBP Consumer Retail Banking — Noninterest Income

Other segment segments

Mortgage Banking
$3.99M+14.1%
Commercial And Corporate
$2.65M+39.8%
Virgin Islands Operations
$2.3M-0.6%
United States Operations
$1.55M+80.2%
Treasury And Investments
$20K+5.3%

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$2.46M+9.8%

Other financials

Income statement

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Revenue$264.9M+7.3%
Net income$96.2M+19.9%
EPS (diluted)$0.62+24.0%

Balance sheet

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Cash & equivalents$561.3M-23.8%
Total debt$200.0M-37.5%
Total equity$2.0B+7.1%
Total assets$19.2B+1.8%

Cash flow

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Operating cash flow$92.2M-3.4%
CapEx$5.0M+93.1%
Free cash flow$87.2M-6.1%

Valuation

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Market cap$4.44B+34.9%
Enterprise value$4.08B+41.9%
P/E11.9×+1.2×
P/S4.3×+0.9×

Profitability

See full
Net margin36.2%+4.6pp
FCF margin42.8%+0.6pp

Returns & leverage

See full
Return on equity19.5%+1.1pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by First BanCorp in its filing.

Tagged under the XBRL concept us-gaap:NoninterestIncome.

The source filing: First BanCorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 12:39 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001057706-26-000023

25,221

Item 6.

FAQ

What is First BanCorp's consumer retail banking — noninterest income?
First BanCorp (FBP) reported consumer retail banking — noninterest income of $25.22M in Q2 2026.
How has First BanCorp's consumer retail banking — noninterest income changed year-over-year?
First BanCorp's consumer retail banking — noninterest income increased by 12.8% year-over-year, from $22.36M to $25.22M.
What is the long-term trend for First BanCorp's consumer retail banking — noninterest income?
Over 4 years (2021 to 2025), First BanCorp's consumer retail banking — noninterest income has grown at a 8.2% compound annual growth rate (CAGR), from $69.77M to $95.46M.
What does consumer retail banking — noninterest income mean?
This aggregates all revenue streams within the consumer segment that are not derived from interest-earning assets, such as service fees, card income, and insurance commissions. It provides insight into the segment's diversification away from interest rate-sensitive earnings.

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