Business Segments · Noninterest Income
Consumer Banking — Noninterest Income
Capital One Financial Consumer Banking — Noninterest Income increased by 31.2% to $623.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 242.3%, from $182.00M to $623.00M. Over 4 years (FY 2021 to FY 2025), Consumer Banking — Noninterest Income shows an upward trend with a 31.9% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
StatementSegment
CategoryProfitability
SignalHigher is better
VolatilityModerate
First reportedQ3 2017
Last reportedQ4 2025
Rolls up toTotal noninterest income
How to read this metric
Higher values indicate a strong fee-based business model and reduced reliance on interest rate spreads.
Detailed definition
Revenue generated from sources other than interest, such as service fees, interchange fees, and other banking charges. I...
Peer comparison
Standard metric for retail banking segments; peers often break this down by fee category.
Metric ID:
cof_segment_consumer_banking_noninterest_incomeHistorical Data
19 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $144.00M | $127.00M | $142.00M | $105.00M | $96.00M | $129.00M | $139.00M | $135.00M | $149.00M | $142.00M | $163.00M | $159.00M | $172.00M | $182.00M | $182.00M | $183.00M | $394.00M | $475.00M | $623.00M |
| QoQ Change | — | -11.8% | +11.8% | -26.1% | -8.6% | +34.4% | +7.8% | -2.9% | +10.4% | -4.7% | +14.8% | -2.5% | +8.2% | +5.8% | +0.0% | +0.5% | +115.3% | +20.6% | +31.2% |
| YoY Change | — | — | — | — | -33.3% | +1.6% | -2.1% | +28.6% | +55.2% | +10.1% | +17.3% | +17.8% | +15.4% | +28.2% | +11.7% | +15.1% | +129.1% | +161.0% | +242.3% |
Range$96.00M – $623.00M
CAGR+38.5%
Avg YoY Growth+46.5%
Median YoY Growth+17.3%
Current Streak7 quarters growth
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Frequently Asked Questions
- What is Capital One Financial's consumer banking — noninterest income?
- Capital One Financial (COF) reported consumer banking — noninterest income of $623.00M in Q4 2025.
- How has Capital One Financial's consumer banking — noninterest income changed year-over-year?
- Capital One Financial's consumer banking — noninterest income increased by 242.3% year-over-year, from $182.00M to $623.00M.
- What is the long-term trend for Capital One Financial's consumer banking — noninterest income?
- Over 4 years (2021 to 2025), Capital One Financial's consumer banking — noninterest income has grown at a 31.9% compound annual growth rate (CAGR), from $554.00M to $1.68B.
- What does consumer banking — noninterest income mean?
- Income earned from fees and services rather than interest on loans.