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First BanCorp FBP Mortgage Banking — Interest And Dividend Income Operating

Other segment segments

Consumer Retail Banking
$101.99M-3.1%
Commercial And Corporate
$65.42M+6.5%
United States Operations
$39.99M+4.8%
Treasury And Investments
$38.46M+16.0%
Virgin Islands Operations
$8.35M+5.7%

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MBINMulti Family Mortgage Banking — Interest And Dividend Income Operating
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Hilltop Holdings logo
HTHBanking — Interest And Dividend Income Operating
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United Bancorp logo
UBCPBanking — Interest And Dividend Income Operating
$10.01M+1.7%
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GSBCBanking — Interest And Dividend Income Operating
$72.46M-10.5%

Other financials

Income statement

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Revenue$264.9M+7.3%
Net income$96.2M+19.9%
EPS (diluted)$0.62+24.0%

Balance sheet

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Cash & equivalents$561.3M-23.8%
Total debt$200.0M-37.5%
Total equity$2.0B+7.1%
Total assets$19.2B+1.8%

Cash flow

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Operating cash flow$92.2M-3.4%
CapEx$5.0M+93.1%
Free cash flow$87.2M-6.1%

Valuation

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Market cap$4.44B+34.9%
Enterprise value$4.08B+41.9%
P/E11.9×+1.2×
P/S4.3×+0.9×

Profitability

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Net margin36.2%+4.6pp
FCF margin42.8%+0.6pp

Returns & leverage

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Return on equity19.5%+1.1pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by First BanCorp in its filing.

Tagged under the XBRL concept us-gaap:InterestAndDividendIncomeOperating.

The source filing: First BanCorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 12:39 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001057706-26-000023

33,499

Item 6.

FAQ

What is First BanCorp's mortgage banking — interest and dividend income operating?
First BanCorp (FBP) reported mortgage banking — interest and dividend income operating of $33.5M in Q2 2026.
How has First BanCorp's mortgage banking — interest and dividend income operating changed year-over-year?
First BanCorp's mortgage banking — interest and dividend income operating increased by 3.6% year-over-year, from $32.33M to $33.5M.
What is the long-term trend for First BanCorp's mortgage banking — interest and dividend income operating?
Over 4 years (2021 to 2025), First BanCorp's mortgage banking — interest and dividend income operating has grown at a -2.5% compound annual growth rate (CAGR), from $144.2M to $130.12M.
What does mortgage banking — interest and dividend income operating mean?
This measures the gross interest and dividend income generated by the mortgage banking segment's operating assets. It reflects the yield performance of the segment's loan portfolio and other interest-earning investments.

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