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First BanCorp FBP Virgin Islands Operations — Interest And Dividend Income Operating

Other segment segments

Consumer Retail Banking
$101.99M-3.1%
Commercial And Corporate
$65.42M+6.5%
United States Operations
$39.99M+4.8%
Treasury And Investments
$38.46M+16.0%
Mortgage Banking
$33.5M+3.6%

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Other financials

Income statement

See full
Revenue$264.9M+7.3%
Net income$96.2M+19.9%
EPS (diluted)$0.62+24.0%

Balance sheet

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Cash & equivalents$561.3M-23.8%
Total debt$200.0M-37.5%
Total equity$2.0B+7.1%
Total assets$19.2B+1.8%

Cash flow

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Operating cash flow$92.2M-3.4%
CapEx$5.0M+93.1%
Free cash flow$87.2M-6.1%

Valuation

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Market cap$4.44B+34.9%
Enterprise value$4.08B+41.9%
P/E11.9×+1.2×
P/S4.3×+0.9×

Profitability

See full
Net margin36.2%+4.6pp
FCF margin42.8%+0.6pp

Returns & leverage

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Return on equity19.5%+1.1pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by First BanCorp in its filing.

Tagged under the XBRL concept us-gaap:InterestAndDividendIncomeOperating.

The source filing: First BanCorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 12:39 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001057706-26-000023

8,349

Item 6.

FAQ

What is First BanCorp's virgin islands operations — interest and dividend income operating?
First BanCorp (FBP) reported virgin islands operations — interest and dividend income operating of $8.35M in Q2 2026.
How has First BanCorp's virgin islands operations — interest and dividend income operating changed year-over-year?
First BanCorp's virgin islands operations — interest and dividend income operating increased by 5.7% year-over-year, from $7.9M to $8.35M.
What is the long-term trend for First BanCorp's virgin islands operations — interest and dividend income operating?
Over 4 years (2021 to 2025), First BanCorp's virgin islands operations — interest and dividend income operating has grown at a 3.3% compound annual growth rate (CAGR), from $27.66M to $31.5M.
What does virgin islands operations — interest and dividend income operating mean?
This metric measures the gross interest and dividend income generated from the segment's operating assets, such as loans and investment securities. It reflects the yield-generating capacity of the segment's asset portfolio before accounting for funding costs.

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