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First BanCorp FBP PR And VI — Financing Receivable Excluding Accrued Interest Revolving

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Other financials

Income statement

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Revenue$264.9M+7.3%
Net income$96.2M+19.9%
EPS (diluted)$0.62+24.0%

Balance sheet

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Cash & equivalents$561.3M-23.8%
Total debt$200.0M-37.5%
Total equity$2.0B+7.1%
Total assets$19.2B+1.8%

Cash flow

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Operating cash flow$92.2M-3.4%
CapEx$5.0M+93.1%
Free cash flow$87.2M-6.1%

Valuation

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Market cap$4.44B+34.9%
Enterprise value$4.08B+41.9%
P/E11.9×+1.2×
P/S4.3×+0.9×

Profitability

See full
Net margin36.2%+4.6pp
FCF margin42.8%+0.6pp

Returns & leverage

See full
Return on equity19.5%+1.1pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by First BanCorp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestRevolving.

The source filing: First BanCorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 12:39 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001057706-26-000023

817,819

Item 6.

FAQ

What is First BanCorp's PR and VI — financing receivable excluding accrued interest revolving?
First BanCorp (FBP) reported PR and VI — financing receivable excluding accrued interest revolving of $817.82M in Q2 2026.
How has First BanCorp's PR and VI — financing receivable excluding accrued interest revolving changed year-over-year?
First BanCorp's PR and VI — financing receivable excluding accrued interest revolving increased by 3.8% year-over-year, from $787.56M to $817.82M.
What does PR and VI — financing receivable excluding accrued interest revolving mean?
This metric tracks the outstanding balance of revolving credit facilities, such as credit cards or lines of credit, within the Puerto Rico and Virgin Islands segment. Unlike term loans, these balances fluctuate based on customer usage and repayment patterns. It is a key indicator of consumer credit demand and the bank's engagement in short-term, flexible lending products.

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