What does US – federal — revolving loans amortized cost basis mean?

Measures the total amortized cost basis of revolving credit facilities within the US Federal segment. Unlike term loans, these facilities allow borrowers to draw down and repay funds repeatedly. This metric is a key indicator of the bank's exposure to variable-demand credit products and liquidity management.

OFG Bancorp (OFG) US – Federal — Revolving Loans Amortized Cost Basis

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Other geography segments

Domestic - Puerto Rico

$823.08M+36.8%

Similar metrics at other companies

FBPPR And VI — Financing Receivable Excluding Accrued Interest Revolving

$817.82M+3.8%

BPOPBPPR — Revolving Loans Amortized Cost Basis

$3.17B—

BPOPPopular U.S — Revolving Loans Amortized Cost Basis

$578.42M—

BPOPBPPR — Revolving Loans Converted to Term Loans Amortized Cost Basis

$33.42M—

BPOPPopular U.S — Revolving Loans Converted to Term Loans Amortized Cost Basis

$10.54M—

CHMGAmortized cost basis

$3.75M—

Other financials

Income statement

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Revenue$190.3M+4.4%

Net income$58.8M+13.5%

EPS (diluted)$1.39+20.9%

Balance sheet

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Cash & equivalents$745.7M-12.5%

Total debt$21.4M+10.4%

Total equity$1.4B+5.5%

Total assets$12.2B-0.6%

Cash flow

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Operating cash flow$53.2M+48.0%

CapEx$8.1M+96.0%

Free cash flow$45.1M+41.8%

Valuation

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Market cap$2.24B+18.5%

Enterprise value$1.51B+43.4%

P/E10.1×+0.5×

P/S3×+0.4×

Profitability

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Net margin29.5%+2.4pp

FCF margin27.1%-0.2pp

Returns & leverage

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Return on equity16.1%+0.9pp

Debt / equity0×0.0×

Where this comes from

Reported directly by OFG Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestRevolving.

The source filing: OFG Bancorp’s 10-Q, filed August 6, 2026.

Filed: Aug 6, 2026, 12:28 PM EDT
Fiscal quarter: Q2 FY2026
Calendar quarter: Q2 2026
Accession: 0001030469-26-000038

Line item	Term Loans Amortized Cost Basis by Origination Year / 2026	Term Loans Amortized Cost Basis by Origination Year / 2025	Term Loans Amortized Cost Basis by Origination Year / 2024	Term Loans Amortized Cost Basis by Origination Year / 2023	Term Loans Amortized Cost Basis by Origination Year / 2022	Term Loans Amortized Cost Basis by Origination Year / Prior	Revolving Loans Amortized Cost Basis	Total
Substandard	552	—	9,828	24,600	9,471	—	—	44,451
Doubtful	—	—	1,373	—	—	—	—	1,373
Loss	—	—	—	—	—	—	—	—
Total Commercial US:	125,023	187,246	57,503	103,321	21,676	44,898	331,787	871,454
Commercial US:
YTD gross charge-offs	—	1,608	—	—	3,934	—	—	5,542
Total commercial loans	$399,835	$669,778	$286,649	$402,214	$225,260	$365,090	$1,201,908	$3,550,734
Total YTD gross charge-offs	$84	$1,750	$578	$4	$4,069	$14,358	—	$20,843

Cover / Front Matter

FAQ

What is OFG Bancorp's US – federal — revolving loans amortized cost basis?: OFG Bancorp (OFG) reported US – federal — revolving loans amortized cost basis of $331.79M in Q2 2026.
How has OFG Bancorp's US – federal — revolving loans amortized cost basis changed year-over-year?: OFG Bancorp's US – federal — revolving loans amortized cost basis decreased by 18.0% year-over-year, from $404.82M to $331.79M.
What does US – federal — revolving loans amortized cost basis mean?: Measures the total amortized cost basis of revolving credit facilities within the US Federal segment. Unlike term loans, these facilities allow borrowers to draw down and repay funds repeatedly. This metric is a key indicator of the bank's exposure to variable-demand credit products and liquidity management.