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First BanCorp FBP Pre-Tax Income

Pre-Tax Income at other companies

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$94.6M+7.4%
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$30.64M+48.2%
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First Financial BancorpFFBC
$94.44M+7.5%
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Customers BancorpCUBI
$89.45M+13.4%

Segments

By segment

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Consumer Retail Banking$73.66M+0.1%
Commercial And Corporate$41.15M+26.4%
Treasury And Investments-$25.31M+14.5%
United States Operations$11.42M+48.4%
Mortgage Banking$10.24M+2.5%
Virgin Islands Operations$9.04M+4.0%

Other financials

Income statement

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Revenue$264.9M+7.3%
Net income$96.2M+19.9%
EPS (diluted)$0.62+24.0%

Balance sheet

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Cash & equivalents$561.3M-23.8%
Total debt$200.0M-37.5%
Total equity$2.0B+7.1%
Total assets$19.2B+1.8%

Cash flow

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Operating cash flow$92.2M-3.4%
CapEx$5.0M+93.1%
Free cash flow$87.2M-6.1%

Valuation

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Market cap$4.44B+34.9%
Enterprise value$4.08B+41.9%
P/E11.9×+1.2×
P/S4.3×+0.9×

Profitability

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Net margin36.2%+4.6pp
FCF margin42.8%+0.6pp

Returns & leverage

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Return on equity19.5%+1.1pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by First BanCorp in its filing.

Tagged under the XBRL concept us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest.

The source filing: First BanCorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 12:39 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001057706-26-000023

120,206

Item 6.

FAQ

What is First BanCorp's pre-tax income?
First BanCorp (FBP) reported pre-tax income of $120.21M in Q2 2026.
How has First BanCorp's pre-tax income changed year-over-year?
First BanCorp's pre-tax income increased by 16.8% year-over-year, from $102.89M to $120.21M.
What is the long-term trend for First BanCorp's pre-tax income?
Over 4 years (2021 to 2025), First BanCorp's pre-tax income has grown at a -0.7% compound annual growth rate (CAGR), from $427.82M to $416.73M.
What does pre-tax income mean?
Total income from all sources — operating income plus non-operating items like interest income, investment gains, and other income — before the provision for income taxes.

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