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OFG Bancorp OFG Pre-Tax Income

Pre-Tax Income at other companies

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Segments

By segment

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Banking$45.49M+34.3%
Treasury$24.3M-11.8%
Wealth Management$4.69M+5.5%

Other financials

Income statement

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Revenue$190.3M+4.4%
Net income$58.8M+13.5%
EPS (diluted)$1.39+20.9%

Balance sheet

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Cash & equivalents$745.7M-12.5%
Total debt$21.4M+10.4%
Total equity$1.4B+5.5%
Total assets$12.2B-0.6%

Cash flow

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Operating cash flow$53.2M+48.0%
CapEx$8.1M+96.0%
Free cash flow$45.1M+41.8%

Valuation

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Market cap$2.24B+18.5%
Enterprise value$1.51B+43.4%
P/E10.1×+0.5×
P/S+0.4×

Profitability

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Net margin29.5%+2.4pp
FCF margin27.1%-0.2pp

Returns & leverage

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Return on equity16.1%+0.9pp
Debt / equity0.0×

Where this comes from

Reported directly by OFG Bancorp in its filing.

Tagged under the XBRL concept us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest.

The source filing: OFG Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 12:28 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001030469-26-000038
Line itemQuarter Ended June 30, 2026Quarter Ended June 30, 2025Six-Month Period Ended June 30, 2026Six-Month Period Ended June 30, 2025
Operational losses and related loss provisions5,9303066,547380
Other2,6712,1555,2044,734
Total non-interest expense102,83294,802197,535188,254
Income before income taxes74,48465,879143,278125,327
Income tax expense15,70714,07830,56427,954
Net income available to common shareholders$58,777$51,801$112,714$97,373
Earnings per common share:
Basic$1.39$1.15$2.65$2.16

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FAQ

What is OFG Bancorp's pre-tax income?
OFG Bancorp (OFG) reported pre-tax income of $74.48M in Q2 2026.
How has OFG Bancorp's pre-tax income changed year-over-year?
OFG Bancorp's pre-tax income increased by 13.1% year-over-year, from $65.88M to $74.48M.
What is the long-term trend for OFG Bancorp's pre-tax income?
Over 4 years (2021 to 2025), OFG Bancorp's pre-tax income has grown at a 2.2% compound annual growth rate (CAGR), from $214.6M to $234.12M.
What does pre-tax income mean?
Total income from all sources — operating income plus non-operating items like interest income, investment gains, and other income — before the provision for income taxes.

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