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First BanCorp FBP Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

Popular logo
PopularBPOP
$627.55M+7.7%
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OFG BancorpOFG
$144.29M+10.8%
First Hawaiian, Inc. logo
First Hawaiian, Inc.FHB
$162.53M+8.3%
International Bancshares logo
International BancsharesIBOC
$160M-1.9%
Bank First Corporation logo
Bank First CorporationBFC
$55.03M+50.8%
First Financial Bancorp logo
First Financial BancorpFFBC
$182.19M+22.7%

Other financials

Income statement

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Revenue$264.9M+7.3%
Net income$96.2M+19.9%
EPS (diluted)$0.62+24.0%

Balance sheet

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Cash & equivalents$561.3M-23.8%
Total debt$200.0M-37.5%
Total equity$2.0B+7.1%
Total assets$19.2B+1.8%

Cash flow

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Operating cash flow$92.2M-3.4%
CapEx$5.0M+93.1%
Free cash flow$87.2M-6.1%

Valuation

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Market cap$4.44B+34.9%
Enterprise value$4.08B+41.9%
P/E11.9×+1.2×
P/S4.3×+0.9×

Profitability

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Net margin36.2%+4.6pp
FCF margin42.8%+0.6pp

Returns & leverage

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Return on equity19.5%+1.1pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by First BanCorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The source filing: First BanCorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 12:39 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001057706-26-000023

211,798

Item 6.

FAQ

What is First BanCorp's net interest income (after provisions)?
First BanCorp (FBP) reported net interest income (after provisions) of $211.8M in Q2 2026.
How has First BanCorp's net interest income (after provisions) changed year-over-year?
First BanCorp's net interest income (after provisions) increased by 8.5% year-over-year, from $195.27M to $211.8M.
What is the long-term trend for First BanCorp's net interest income (after provisions)?
Over 4 years (2021 to 2025), First BanCorp's net interest income (after provisions) has grown at a -0.4% compound annual growth rate (CAGR), from $795.63M to $782.98M.
What does net interest income (after provisions) mean?
Net interest income adjusted for the provision for loan and lease losses, representing the net revenue available after accounting for expected credit deterioration. This metric provides a more accurate view of the bank's sustainable earnings power by incorporating the cost of credit risk. It is essential for evaluating the quality of the bank's lending portfolio.

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