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OFG Bancorp OFG Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

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PopularBPOP
$594.29M+9.7%
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First BanCorpFBP
$203.68M+8.6%
First Busey Corporation logo
First Busey CorporationBUSE
$150.91M+160%
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Bank of HawaiiBOH
$149.24M+21.8%
Old National Bancorp logo
Old National BancorpONB
$537.63M+50.9%
Stock Yards Bancorp logo
Stock Yards BancorpSYBT
$76.8M+10.3%

Other financials

Income statement

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Revenue$186.0M+4.1%
Net income$53.9M+18.4%
EPS (diluted)$1.26+26.0%

Balance sheet

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Cash & equivalents$636.5M-10.4%
Total debt$22.1M+6.2%
Total equity$1.4B+5.5%
Total assets$12.0B+2.7%

Cash flow

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Operating cash flow$73.1M-12.0%
CapEx$4.4M+0.1%
Free cash flow$68.8M-12.6%

Valuation

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Market cap$2.03B-5.5%
Enterprise value$1.42B-2.2%
P/E9.5×-1.6×
P/S2.8×-0.3×

Profitability

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Net margin28.9%+1.8pp
FCF margin25.6%-10.0pp

Returns & leverage

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Return on equity16%+0.6pp
Debt / equity0.0×

Where this comes from

Reported directly by OFG Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: OFG Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OFG Bancorp's net interest income (after provisions)?
OFG Bancorp (OFG) reported net interest income (after provisions) of $131.33M in Q1 2026.
How has OFG Bancorp's net interest income (after provisions) changed year-over-year?
OFG Bancorp's net interest income (after provisions) increased by 6.4% year-over-year, from $123.38M to $131.33M.
What is the long-term trend for OFG Bancorp's net interest income (after provisions)?
Over 4 years (2021 to 2025), OFG Bancorp's net interest income (after provisions) has grown at a 5.3% compound annual growth rate (CAGR), from $407.15M to $500.95M.
What does net interest income (after provisions) mean?
Calculated as net interest income minus the provision for credit losses, representing the net revenue available after accounting for expected loan defaults. This metric provides a more accurate view of the bank's sustainable earnings capacity after risk adjustments.